Boat Insurance
Stay Safe on the Water with the Right Boat Insurance
Western Financial Group is an award-winning brokerage. Our boat insurance experts will get you the right boat insurance so that you’re confident when you’re out on the water
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Get an online quote, text, email, or phone call. Choose what works best for you.
1-866-860-1958
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What you need to know
Your home insurance policy provides limited coverage for watercraft and often restricts what will be insured based on based on length and/or horsepower of your boat.
Benefits of boat insurance
- Boat insurance provides financial protection if your speedboat, sailboat, personal watercraft, or any other type of watercraft is involved in an accident, is damaged or stolen.
- Boat insurance includes liability coverage in case you are responsible for another person's injuries or property damage.
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Did you know your boat insurance policy depends on:
- Length of watercraft
- Size of motor
- Type of motor (inboard / outboard)
- Type of vessel
- Use (rental to others/sporting activities)
- Boat storage - where it is kept when not in use
Actual cash value vs. agreed value coverage
Actual cash coverage covers you for the value of your boat at the time of loss, not when you bought it.
An agreed value policy honours the value of your boat at the time the policy was written.
Why choose Western?
- Expertise: Our insurance experts have the experience and knowledge to provide you the best value for your boat insurance.
- Customization: We work with you to customize your insurance policy needs.
- Customer service: We are committed to providing excellent customer service and we are always available to answer any questions you may have about your insurance needs.
- Competitive pricing: We offer competitive pricing and we work with you to find the best coverage options from our insurance partners at the best value for you.
- Convenience: We offer a range of online and in-person services, making it easy for you to get the insurance policy you need and to make changes as needed.
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