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Meet A Local Insurance Expert

John Schumacher
Account Executive - Financial Services

  403-586-0590
  John.Schumacher@westernfg.ca

Help me understand your needs to get you the right life insurance.

Why does life insurance matter?

Life insurance is a must for everyone, providing financial security for your loved ones in the event of your passing. As a key financial planning tool, life insurance ensures that your family is protected from financial burdens such as mortgage payments, outstanding debts, and daily living expenses.

In Canada, insurance brokers play a vital role in helping you find the right coverage by comparing quotes from multiple insurers, ensuring you get the best policy for your needs and budget. They assess your unique situation and guide you through the process, helping you understand the benefits of different coverage options.

However, honesty is a must when applying for life insurance - if you lie on your life insurance application, insurers may deny your claim or cancel your policy, leaving your beneficiaries without the financial support they were counting on. By working with an experienced insurance broker, you can secure the right coverage with transparency and peace of mind.

Ready to learn more about Life Insurance?

 

Quote and Buy Life Insurance Today!

I’m proud to be a compassionate, empathetic financial services account executive on Western Financial Group’s life insurance team. I have over a decade of experience with life insurance, investments, and healthcare

Customer care is my top priority. I’m always looking forward to meeting new clients and referrals.

I am based in Red Deer. If you are looking for life insurance in Red Deer, Olds, Spruce Grove, Morrin, Coronation or in surrounding areas of Alberta, reach out to me. I’m also licensed to advise customers in British Columbia, Saskatchewan, Manitoba, and Ontario.

Following are my licenses and industry related designations:

  • Life, accident, and sickness
  • Business Management Certificate: General Business
  • Financial Services Diploma: General Business Background and solid foundation in financial services.
  • CHS (Certified Health Insurance Specialist):— living benefits advice. Life, Critical Illness, Long Term Care, Group coverage etc.
  • EPC (Elder Planning Counselor): — professional working in the 50+ age group through education on the evolving and specialized needs of Canada’s citizens as they age.
  • QAFP (Qualified Associate Financial Planner):— skills, experience, and ethics to provide holistic financial planning strategies and solutions for clients.
  • CLU (Chartered Life Underwriter): — elite professional financial advisors who specialize in developing effective solutions for individuals, business owners, and professionals in the areas of risk management, wealth creation and preservation, estate planning, and wealth transfer.

Products and services

Ask me about health care products, group benefits, life insurance, accident and sickness insurance, long term care insurance, segregated funds, RRSPs, RESPs, TFSAs and unregistered investments.

What’s covered with permanent and term life insurance:

Permanent life: You’re paying premiums for a set number of years or until you pass away. It pays out to your beneficiaries upon your death. Some policies also earn a cash value over time.

Term life: You pay your premiums for a set period (i.e., while you are paying off your mortgage and your kids are at school or studying). If you die during this period, the policy pays out to your beneficiaries. If you are still alive by the end, the coverage ends with no payout. Most term policies give a renewal option.

About me

I can serve you in English and I do speak some Spanish.

Other interests and activities I enjoy include working with mechanics (restoring old vehicles). I like golfing, playing tennis as well as running.

My mission statement: Life is complicated and figuring out how to reach your goals can be overwhelming. There’s and endless amount of information out there and it can be hard to even know where to start. I simplify complex financial matters for my clients and look to help them to Live Life Confidently.

Did you know Canadians often don’t have the right coverage? Call me today.

Live Confidently with Life Insurance.

I am licensed in the following provinces and I am here to help you.

Ontario | Alberta | Manitoba | Saskatchewan | British Columbia