Disability Insurance
Protect Your Family and Your Income with Disability Insurance
Western Financial Group is an award-winning brokerage. Our life insurance experts will work with you to find the right disability insurance to help protect your family and your finances.
.
Did you know? Disability insurance provides monthly payments that can be used to pay: Mortgage or rent, loans and credit cards, tuition fees, monthly bills, living expenses and medical expenses.
.
Disability insurance shouldn’t be complicated
We’ll find you the right disability insurance so that you can focus on your health. We work with Canada’s leading insurance partners so that you’ll get the right disability
insurance for your needs at the right value.
How disability insurance can protect you
If you pay the entire amount of the disability premium yourself through insurance, your disability benefits will be tax-free.
Disability insurance can help replace your income.
It helps protect your savings and what you are putting away for retirement.
What is short-term disability insurance?
Your employer may offer short-term disability that covers 60% to 80% of your lost income and it typically lasts for up to six months.
What is long-term disability insurance?
Long-term disability plans usually replace 60% to 70% of your pre-disability income.
What is disability insurance?
Disability insurance replaces part of your income if you become injured, ill, or disabled and you are unable to work.
The benefits are paid typically for two years, five years, or 10 years, to age 65, or for life, or if you are able to return to regular employment, depending on the policy.
Why choose Western?
We will get you the right disability insurance. It’s simple, fast, and affordable.
Get an online quote, a text, email, or phone call. Choose what works for you.
August 22, 2024
Does My Child Need Sports Insurance?
School-aged children who participate in sports can benefit from having sports insurance. Thi…
June 4, 2024
Why Small Business Owners Need Life Insurance
Why Small Business Owners Need Life Insurance As a small business owner, you’re busy r…
March 26, 2024
Do Post-Secondary Students Need Life Insurance?
Life insurance for university and college students has the advantage of providing a layer of…