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ABLE BC insurance

Cannabis Business Insurance in British Columbia.

Western Financial Group has partnered with ABLE Cannabis to offer members exclusive benefits on your Commercial Insurance and Employee Benefits plans.

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Discover Exclusive Savings and Stability

Our partnership with ABLE Cannabis extends exclusive insurance savings and services to all its members. We unlock insurance cost savings and price stability through our in-house programs and marketplace, backed by the most trusted names in insurance.

     

Over 8,400 5-Star Reviews

Get a no-cost business risk assessment

Call us now at 1-800-665-8990 or fill in the form below. We’ll review your current policy to identify potential vulnerabilities and oversights to ensure you have the right coverage for your  Retail Cannabis Store at the best possible price.

What are your insurance needs?

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Business Insurance with big benefits

We save qualified businesses on apples-to-apples coverage for your Commercial Insurance and provide you access to the following perks through Western Financial Group from this exclusive partnership. ABLE Cannabis Insurance is dedicated to providing tailored insurance solutions for cannabis businesses across British Columbia.

  • Immediate Savings: Enjoy savings on apples-to-apples coverage for qualified businesses.
  • Stabillized Annual Rates: Our in-house programs and insurance marketplace provides long term rate stability for you.
  • Risk Management: We help you identify and address future risks to your business to keep you safe.
  • 24/7 In-House Claims Service: Count on our around-the-clock service when you need us most.
  • Coast-to-Coast Support: With over 200 locations and an online team, we are always here to help.

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Comprehensive Business Insurance for Retail Cannabis Stores.

  • Commercial General Liability: An essential for businesses, it covers accidental personal property damage, and client injuries.
  • Commercial Property: Coverage for your building and the improvements you’ve made on it. As well as damaged stock and inventory on site.
  • Business Interruption: Replaces lost revenue if you temporarily close your doors from a fire, flood other insured losses.
  • Cyber Insurance: Protecting your online reputation, data hacks, and breaches. Cyber covers technical recovery, legal, and PR support.

Employee Benefits for Retail Cannabis Stores

Qualified members who switch to TotalGuard Employee Benefits can save up to 10% with our unique structure. By pooling over 1,750 businesses together into one group, we cut administrative fees and get you the right plan at the best price possible. TotalGuard has Canada’s most stable rates over a 5-year period.

TotalGuard Employee Benefits Advantages

1


Immediate Savings of Up to 10%
Our one-of-a-kind structure allows us to provide immediate savings on equivalent coverage.

2


The Most Stable Rates in the Industry
By grouping over 1,750 businesses together, we have the lowest overall cost of ownership over the past 5 years.

3


Flexible Coverage to Grow with Your Business
Want to offer more coverage? We can scale our protection as your business grows.

4


Direct Pay Drug and Dental Card
Employees get a direct pay card that covers prescription drugs and services immediately.

5


Recruit and Retain Great People
Offering a great employee benefits plan to your staff can help you recruit and retain top people.

6


Make the Switch, Anytime
Want to make the jump to savings? Let us help walk you through the steps.

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Why Western?

With Western, you get access to tailored in-house insurance products and a broad marketplace with over 100 other providers which means that you always get custom coverage at the best possible price. We do all the heavy lifting for you. Unlike many of our broker competitors, we have in-house claims support as well as risk management strategies to identify future threats to your business. All this comes with no strings attached or additional cost to you.

We invest in safe spaces.

When you buy from us, you’re also helping your community. Through our Foundation, we have invested over $9,000,000 in health and social services grants, as well as climate resiliency and infrastructure projects that mitigate the impact of floods and fires in the places you live and do business.

See what our customers have to say about Western

I renewed my car insurance over the phone this morning and it was so fast and seamless. Jasprett was so professional, patient and efficient and answered all of my questions. Excellent customer service!

Shelley Churchill, Surrey - BC
2025-08-02

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Every time I go to western financial I have a great experience, I can be helped by any staff member at any branch in fsj and I am met with knowledge and great customer service. Today I was helped by Roxann and she was magnificent, also shoutout to staff member jasmine for putting in a great effort of getting me quotes and checking in. I will always go here first.

Amy Cox, Fort St. John - BC
2025-08-01

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I recently called to renew my auto insurance and was assisted by Nishant. The entire experience was smooth and professional. Nishant was patient, knowledgeable, and took the time to explain all my options clearly. He answered all my questions thoroughly and made sure I felt comfortable with my renewal. I truly appreciated his friendly attitude and attention to detail—it made the whole process quick and stress-free. Thank you, Nishant, for the excellent service!

sahil goyal, Victoria - BC
2025-07-31

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