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A Canada Post strike began on September 26, 2025, which may result in delays in the delivery of insurance documents. We encourage you to use our available online tools to manage your policy.

Bakery Insurance

Business Insurance for the Baking Industry.

Western Financial Group has partnered with the Baking Association of Canada (BAC) to help their members save up to 10% on their Business Insurance and their Employee Benefits Plans.

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Discover exclusive savings and stability

Our partnership extends to all BAC members to provide exclusive savings and services to the baking industry. We do this by unlocking insurance cost savings and price stability through in-house programs and our marketplace, backed by the most trusted names in insurance.

     

Over 10,000 5-Star Reviews

Get a no-cost business risk assessment

Call us now at 1-800-665-8990 or fill in the form below. We’ll review your current policy to identify potential vulnerabilities and oversights to ensure you have the right coverage for your Business at the best possible price.

What are your insurance needs?

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Business Insurance with big benefits

We help qualified businesses save up to 10% on apples to apples commercial insurance coverage, while also providing exclusive perks and added value through our partnership with Western Financial Group. This program ensures members receive competitive pricing, dedicated service, and access to enhanced support available only through this partnership.

  • Immediate Savings: Enjoy up to 10% savings on apples-to-apples coverage for qualified businesses.
  • Stabillized Annual Rates: Our in-house programs and insurance marketplace provides long term rate stability for you.
  • Risk Management: We help you identify and address future risks to your business to keep you safe.
  • 24/7 In-house Claims Service: Count on our around-the-clock service when you need us most.
  • Coast-to-Coast Support: With over 200 locations and an online team, we are always here to help.
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Comprehensive coverage tailored to the Baking Industry.

  • Commercial General Liability: An essential for businesses, it covers accidental personal property damage, and client injuries.
  • Commercial Property: Coverage for your building and the improvements you’ve made on it. As well as damaged stock and inventory on site.
  • Business Interruption: Replaces lost revenue if you temporarily close your doors from a fire, flood and other insured losses.
  • Cyber Insurance: Protecting your online reputation, data hacks, and breaches. Cyber Insurance covers technical recovery, legal, and PR support.

Employee Benefits for the Baking Industry

Customers who switch to TotalGuard Employee Benefits save up to 10% with our pooled structure.

We’re working to put an end to big price jumps. By pooling over 1,750 businesses together into one group, we cut administrative fees and get you the right plan at the best price possible. TotalGuard has Canada’s most stable rates over a 5-year period.

TotalGuard Employee Benefits Advantages

1


Immediate savings of up to 10% Our one-of-a-kind structure allows us to provide immediate savings on equivalent coverage.

2


The most stable rates in the industry By grouping over 1,750 businesses together, we have the lowest overall cost of ownership over the past 5 years.

3


Flexible coverage to grow with your business Want to offer more coverage? We can scale our protection as your business grows.

4


Direct pay drug and dental card Employees get a direct pay card that covers prescription drugs and services immediately.

5


Recruit and retain great people Offering a great employee benefits plan to your staff can help you recruit and retain top people.

6


Make the switch, anytime Want to make the jump to savings? Let us help walk you through the steps.

Why Choose Western

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Compare Insurance Quotes for Free 
We shop across trusted providers to find you the best coverage.

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Over 10,000 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Fast, Personalized Advice
Our local insurance experts understand your specific needs.

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Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

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Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.