ATV Insurance
Live Confidently
Hit the Trails with ATV Insurance
Western Financial Group is an award-winning brokerage. Our car insurance experts will get you ATV insurance that lets you ride protected.
Our expertise will benefit you
We are skilled insurance shoppers. We work with Canada’s leading insurance partners to get you the right coverage to protect your all-terrain vehicle (ATV) at the right value for you.
The type of ATV insurance depends on
- The type of ATV you own
- Where you store your ATV when it’s not in use
- When and where you will use your ATV
- Who will be driving your ATV
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What you need to know
Your car insurance policy does not cover off-road vehicles like ATVs.
Your homeowner’s insurance will also not provide coverage when you take your off-road vehicle off your property.
Minimum insurance requirements differ among provinces, but you may be required to have minimum liability insurance for your province or territory. You’ll need to check this.
In some cases, the insurance requirement may be waived if the ATV is exclusively driven on the owner’s property.
Ask about the possibility of a discount on your ATV insurance.
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Depending on where you live, ATV insurance can include:
Vehicle damage: This coverage helps protect your all-terrain vehicle from such things as collisions, fire, and theft.
Third party liability: Helps protect you financially if you injure someone or cause damage to another person’s property or vehicle while riding your ATV.
Accident benefits: If you’re injured in an accident, this coverage helps to replace lost income or pay for medical and other expenses not covered by government health insurance.
Uninsured Motorists: This coverage provides benefits to you or your family if you’re injured or killed by an uninsured or unidentified driver.
Why choose Western?
Live Confidently.
We get you insurance that protects your ATV. It’s easy, fast, and customized to your needs.
Get an online quote, text, email, or phone call. Choose what works for you.

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