ATV Insurance

Live Confidently

Hit the Trails with ATV Insurance

Western Financial Group is an award-winning brokerage. Our car insurance experts will get you ATV insurance that lets you ride protected.

Our expertise will benefit you

We are skilled insurance shoppers. We work with Canada’s leading insurance partners to get you the right coverage to protect your all-terrain vehicle (ATV) at the right value for you.

The type of ATV insurance depends on

The type of ATV you own
Where you store your ATV when it’s not in use
When and where you will use your ATV
Who will be driving your ATV

What you need to know

Your car insurance policy does not cover off-road vehicles like ATVs.

Your homeowner’s insurance will also not provide coverage when you take your off-road vehicle off your property.

Minimum insurance requirements differ among provinces, but you may be required to have minimum liability insurance for your province or territory. You’ll need to check this.

In some cases, the insurance requirement may be waived if the ATV is exclusively driven on the owner’s property.

Ask about the possibility of a discount on your ATV insurance.

Depending on where you live, ATV insurance can include:

Vehicle damage: This coverage helps protect your all-terrain vehicle from such things as collisions, fire, and theft.

Third party liability: Helps protect you financially if you injure someone or cause damage to another person’s property or vehicle while riding your ATV.

Accident benefits: If you’re injured in an accident, this coverage helps to replace lost income or pay for medical and other expenses not covered by government health insurance.

Uninsured Motorists: This coverage provides benefits to you or your family if you’re injured or killed by an uninsured or unidentified driver.