TotalGuard Employee Benefits Plan
Strength in numbers to attract and retain top talent
Western Financial Group is an award-winning brokerage whose insurance experts recognize the importance of offering an employee benefits program to your most essential asset – your people.
Western is known for its expertise in employee benefits
Western Financial Group is uniquely positioned within the benefits industry and it has been helping Canadian businesses for over four decades. Our TotalGuard Employee Benefit Plans has been designed in-house by our experts as a comprehensive program to protect your business.
TotalGuard insures over 1,700 organizations with life, disability, health, and dental coverage.
Why your business should choose TotalGuard Employee Benefit Plans
Western Financial Group retains administrative control of TotalGuard and we offer best-in-class customer service, a user-friendly administration platform, and comprehensive analytical support.
TotalGuard saves you time and money, while giving your employees the coverage they require today and in the future as their needs change.
What employee benefit plans are available?
Extended health: It helps your employees pay for necessary medical expenses that may not be covered under their provincial health care plan.
Dental: Dental coverage can help cover the costs of dental work for your employees and their families. You can build your plan with a variety of coverage levels, from basic maintenance to major restorative services.
Drugs and professional services: It helps cover costs of prescription drugs and professional services such as chiropractor, massage therapy and physiotherapy.
Vision: It provides employees with coverage for regular eye exams, eyeglasses or contact lenses, and laser eye surgery.
Health care spending accounts: It provides your employees with coverage for health-related expenses not included in their plan, or to top up their group benefits.
Fast. Convenient. Paperless.
OUR ONLINE ADMINISTRATION SERVICE PROVIDES MEMBERS
24/7 ACCESS TO THEIR EMPLOYEE BENEFITS PLAN. MAKING IT EASIER TO:
Administration Forms
Business owners and designated plan administrators can access important information about their benefits coverage and manage the day-to-day administration of their benefits plan in their own time! It is like having a benefits software that comes for free with your TotalGuard plan. Please give us a call at 800-665-8990.
- Enrolling New Hires
- Edit and Update Information Instantly
- Enrolling and Terminating Dependents
- Employee Salary Changes
- Terminating Employees
- Access Invoices
Need to Make a Claim?
Convenient access to your employee benefits through GreenShield Canada online portal.
Send completed claims forms directly to GreenShield Canada by email.
What are the advantages of TotalGuard Employee Benefit Plans?
- Pay-direct drug cards that cover prescription drugs and professional services electronically at the point of sale
- Long-term rate stability is generated by spreading claims over the entire pool of TotalGuard participants.
- Members will receive immediate savings off existing premiums for equivalent coverage.
- Member organizations have program flexibility with many different coverage options to choose from.
- Plan sponsors can conveniently perform many administrative functions online.
- Each client will have a dedicated insurance advisor to assist them.
Coverage Options
EXTENDED HEALTH
Extended health coverage helps your employees pay for necessary medical expenses that may not be covered under their provincial health care plan.
DENTAL
Dental coverage can help cover the costs of dental work for your employees and their families. You can build your plan with a variety of coverage levels, from basic maintenance to major restorative services.
DRUG & PROFESSIONAL SERVICES
Helps cover costs of prescription drugs and professional services such as chiropractor, massage therapy and physiotherapy.
VISION
Provides employees with coverage for regular eye exams, eyeglasses or contact lenses, and laser eye surgery.
HEALTH CARE SPENDING ACCOUNTS
Health Care Spending Accounts provide your employee’s with coverage for health-related expenses not included in their plan, or to top up their group benefits.
Why choose Western?
We will get you the group health benefit solution that fits your business. It’s simple, fast, and affordable.
Get an online quote, text, email, or phone call. Choose what works for you.
November 22, 2023
How Cyber Insurance Can Protect Your Small Business
What happens when your computer system is hacked and your customer data is exposed and/or st…
June 19, 2023
Does Your Business Need a Benefits Administrator?
Implementing and managing your employee benefits plan is known as benefits administration. E…
February 18, 2022
What Questions Should I Ask My Employer About Group Benefits?
When you are considering a job offer, keep in mind that employee benefits are an important p…