The Childcare Provider Insurance Program provides peace of mind to protect the unique needs of your business. Childcare Provider Insurance Coverage Offers:

  • Commercial General Liability
    • Property Damage and Bodily Injury Coverage
  • Business Income
    • Business Interruption due to an insured peril (Ie. fire, theft, and water damage)
  • Property Coverage
    • All Risk Replacement cost for building and/or contents
    • Sewer Back-Up
    • Flood
    • Earthquake 

Optional Coverage

  • Abuse Liability
  • Directors & Officers Liability
  • Cyber Liability
  • Critical Illness
  • Health & Dental
  • Disability Insurance
  • Accident & Sickness

Why you need it

You operate a childcare facility such as a daycare centre, day home, preschool, private school, or an early learning centre.

What you need to know

  • The policy can be customized to your needs whether you operate a day home, or a facility with more than two-hundred licensed spaces.
  • There are no membership fees.
  • Premiums start at $123 per year.
  • The Childcare Provider Insurance Program is exclusive to Western Financial Group.

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