Skilled trades and Contractors Insurance
Shielding Your Projects, Supporting Your Growth
Western Financial Group is an award-winning brokerage. We work with Canada’s leading insurance partners to get you the right coverage and value. We know how important it is to protect what you’re building.
What is a general surety bond?
When you accept a job, you are obligated to complete it. A surety bond, or contractor bond, will pay your customer if your business does not complete a job. You can obtain a surety bond for a specified amount from your Western insurance business expert.
Our insurance expertise will benefit your business
Small business contractors and tradespeople can face a wide range of risks. An on-the-job accident can result in a costly liability lawsuit that your business may not be able to recover from
financially.
The most important type of insurance you need as an independent contractor is Commercial General Liability. If you were sued, commercial general liability insurance would cover the legal
costs to defend the claim against your business in court, as well as costs to cover damages to compensate third parties.
Who needs Contractor Insurance?
What kind of risks does commercial general liability cover?
- Injury to another person who is not your employee
- Damage to someone’s property
- Damage to rented property
- Medical bills if someone is injured
- Legal and settlement costs of liability lawsuits filed against you
- Liability lawsuits related to slander and libel
What other insurance coverages can I get as a contractor?
- Commercial Auto Insurance
- Tools & Equipment Insurance
- Commercial Property Insurance
- Builder's Risk Insurance
Why choose Western?
When you get your insurance coverage through us, we will send you the certificate of insurance right away, so you can focus on what you do best. It’s easy, fast, and customized. Get an online quote, text, email, or phone call. Choose what works for you.
August 13, 2025
How to Insure Your Bakery
Lawsuits can spoil your bakery’s business and could even put it out of business. Does…
August 5, 2025
Insurance for Bridal Shops
You’re selling the perfect wedding dress to the bride for her big day. What could go w…
July 30, 2025
Insurance for Flooring Retailers
Retailers that specialize in flooring need custom-fit commercial insurance. That means insur…