Biz Benefits Partnership
Membership has its perks
Biz Benefits has partnered with Western Financial to help businesses start saving up to 10% on their annual insurance costs and up to 8% on their employee benefits.
Canada’s trusted insurance
Our partnership extends to all businesses inside Business Improvement Zones, Areas and Districts to provide exclusive savings and services for restaurants, retail shops, professional services, hotels, and more.
We do this by unlocking insurance cost savings and price stability through group deals and our marketplace, backed by the most trusted names in insurance.
Recommended over 500,000 times
Get a free insurance health check and start saving
Bring in your current policy for a free review. As an insurance marketplace, we‘ll make sure you are getting the right coverage at the best possible price. On average, we save our
customers up to 10% on their business insurance.
Book an appointment during business hours at 800-665-8990.
Business Insurance
We can save you up to 10% on apples-to-apples coverage for your business insurance.
Member benefits
Big news! Members can now enjoy access to the following savings and perks through Western Financial through this exclusive partnership.
IMMEDIATE SAVINGS
8-10% apples-to-apples savings for qualified properties.
STABLE ANNUAL RATES
We bundle, you save. Long term rate stability for you through group deals and our insurance marketplace.
INSURANCE HEALTH CHECK
Free insurance health check on your current policy.
24/7 IN-HOUSE CLAIMS SERVICE
Around-the-clock service when you need us most.
COAST-TO-COAST SUPPORT
With over 200 locations and an online team, we are always here to help.
RISK MANAGEMENT
We help you identify future risks to your business to keep you safe.
What we offer
COMMERCIAL GENERAL LIABILITY
An essential for businesses, it covers accidental personal property damage, and client injuries.
COMMERCIAL PROPERTY
Coverage for your building and the improvements you’ve made on it. As well as damaged stock and inventory on site.
CYBER INSURANCE
Protecting your online reputation, data hacks, and breaches. Cyber covers technical recovery, legal, and PR support.
PROFESSIONAL LIABILITY
Protection for mistakes or negligence as the result of your work or professional advice that harms your client.
BUSINESS INTERRRUPTION
Replaces lost revenue if you temporarily close your doors from a fire, flood other insured losses.
MUCH MORE
We have many other coverage options based you your industry and needs.
Employee Benefits
Customers who switch to TotalGuard employee benefits save an average of 8% with our group bundled structure.
We’re working to put an end to big price jumps. By bundling over 1,750 businesses together into one pool, we cut administrative fees, and get you the right plan at the best price possible.
How we keep your wallet and your employees happy and healthy
IMMEDIATE SAVINGS OF UP TO 8%
We bundle, you save. Our one-of-a-kind structure allows us to provide immediate savings on equivalent coverage.
THE MOST STABLE RATES IN THE INDUSTRY
By grouping over 1,750 businesses together, we have the lowest overall cost of ownership over the past 5 years.
FLEXIBLE COVERAGE TO GROW WITH YOUR BUSINES
Want to offer more coverage? We can scale our protection with your business growth.
PAY-DIRECT DRUG/DENTAL CARD
Employees get a direct pay card that covers prescription drugs and services immediately.
RECRUIT AND RETAIN GREAT PEOPLE
Offering a great employee benefits plan to your people can help you retain your top people.
SWITCH TO US, ANYTIME
Want to make the jump to savings? Let us help walk you through the steps.