Hospitality Insurance Program for ORHMA
Western Financial Group has partnered with the Ontario Restaurant Hotel & Motel Association (ORHMA) to help members save up to 10% on their business insurance and their employee benefits plans.
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Key Benefits with Western
- Free Comparative Analysis: We will provide you with a side-by-side Comparative Analysis to identify vulnerabilities and potential savings to your current plan.
- Potential Savings: Qualified members can save up to 10% on an equivalent or better Business Insurance or Employee Benefits Plan.
- Best-In-Class Hospitality Coverage: Benefit from comprehensive coverage designed to meet the specific needs of the hospitality sector.
- In-House Claims and Risk Management: Minimize losses with our expert risk management services and benefit from 24/7 in-house claims support whenever you need it.
Insurance Solutions for the Ontario Hospitality Industry
Western Financial Group is pleased to offer tailored business insurance solutions to Ontario Restaurant Hotel & Motel Association (ORHMA) members, designed specifically to meet the unique needs of Ontario’s hospitality sector. From property and liability coverage to business interruption and employee protection, our insurance packages provide comprehensive support to help restaurants, hotels, and motels operate with confidence. By understanding the risks faced by the industry, we aim to deliver flexible, reliable coverage that protects what matters most to your business.
What Western Financial Group offers
Industry-specific coverage
Our insurance experts offer flexible coverage options that are tailored to the unique risks faced in the hospitality industry.
Dedicated support
The Hospitality Insurance Program offers clients access to 24-7 claims service, risk management strategies, and a dedicated insurance advisor for their account.
Industry Leading Coverage
Coverage type and limits that are tailored to your industry.
Employee Benefits
Canada’s most stable rates over a 5 year period
Customers who switch to ORHMA Employee Benefits save 10% with our pooled structure that puts an end to big price jumps. By pooling over 1,750 businesses together into one group, we cut administrative fees, and get you the right plan at the best price possible.
Member Advantages
INDUSTRY-LEADING COVERAGE
Coverage type and limits that are tailored to your industry.
LONG-TERM RATE STABILITY
Stability is generated by spreading claims over the entire pool of participants.
PAY-DIRECT DRUG/DENTAL CARD
Pay-direct drug cards that cover prescription drugs and professional services electronically at the point of sale.
PROGRAM FLEXIBILITY
Member organizations have many different coverage options to choose from.
ONLINE ADMINISTRATION
Plan sponsors can conveniently perform many administrative functions online.
DEDICATED SERVICE
Each member will have a dedicated Employee Benefits Advisor to assist them.
Do you know about our Risk Management Services?
Our risk management team collaborates with you to assess your business and identify areas for improvement.
Learn more about our Risk Management Services.
Commercial Insurance
Insurance for Hotels, Motels, Bars & Liquor Stores
Working in partnership with Canadian hospitality associations, the Hospitality Insurance Program offers a unique program tailored specifically to the needs of the hospitality industry, including hotels, motels, pubs and liquor stores. The Hospitality Insurance Program offers clients flexible coverage options, including:
COMMERCIAL GENERAL LIABILITY
Protection against a liability claim for bodily injuries or property damage to a third party.
CYBER LIABILITY
Helping you minimize the impact of a cyber attack with crisis management, credit monitoring and data recovery service options.
BUSINESS INTERRUPTION
Help protect your business from a loss of income in the event of a temporary shut-down with our business interruption insurance.
Program Advantages
FLEXIBLE COVERAGE
Our insurance experts ensure your hotel, motel, or bar gets the right level of coverage.
RISK MANAGEMENT SERVICES
Our in-house risk management team will help you develop strategies to improve safety and prevent claims.
DEDICATED SERVICE
Each member has a dedicated Commercial Insurance Advisor to assist them.