Crop Inputs Insurance Program
Confident In Protection. Bold In Business.™
Working with the Agricultural Industry
At Western Financial Group, we believe that understanding industry needs is essential to providing insurance solutions that businesses can trust. In partnership with agricultural experts we have developed the Crop Inputs Insurance Program, which offers commercial insurance solutions specific to crop inputs dealers and custom applicators.
Spray Drift & Misapplication
Helps cover you in the event losses occur from chemical application erros, such as windy days or with dirty tanks.
Helps cover you if a third-party suffers a financial loss as due to a product recommendation made by our insured’s agronomists.
Seedsmen Errors & Omissions
Coverage for errors made in the mixing of seed, failure of seed to germinate or to conform to the variety or quality specified.
Business Interruption Coverage
Help protect your business from a loss of income in the event of a temporary shut-down with our business interruption insurance.
Limited Pollution Coverage
Sudden & accidental pollution coverage as a result of fire, explosion, sudden spills or seepage.
Why the Crop Inputs Program?
The Crop Inputs Program works with you to provide superior coverage tailored to your business, and also helps to manage your risk. Our program offers complete in-house services, including claims and risk management, to work with you beyond signing the policy. This innovative approach provides efficient and responsive service, saving you time and money.
The Crop Inputs Insurance Program operates under a “Protected Self-Insurance”(PSI) structure, which enables participating clients to acquire a sense of ownership of their insurance program. Under the PSI structure, a portion of premiums are allocated to a “Protected Self-Insurance” fund.
This fund allows the unique opportunity for premiums to be returned to members when surpluses are built as a result of years with low claims. Under a traditional insurance program, these funds would be retained by insurers as underwriting profit. One of our key goals as program administrators is to provide resources to support loss prevention, which ultimately aids in providing long-term rate stability or returns of premium.
Access Your Policy
Login to review your policy.
Crop Inputs Program Advantages
Tailored insurance for the agricultural industry
LONG-TERM RATE STABILITY
Stability is generated by spreading claims over the entire pool of participants.
We will work with you to determine the right level of coverage to meet your particular needs.
Coverage type and limits that are tailored to your industry.
Each member will have a dedicated Commercial Insurance Advisor to assist them.
Need to Make a Claim?
Do you know about our Risk Management Services?
Our risk management team collaborates with you to assess your business and identify areas for improvement.
Learn more about our Risk Management Services.
Commercial Sales & Service
To better serve our clients, we have a dedicated team of specialists devoted to providing exemplary service to Crop Inputs Insurance Program members.
Toll Free: (800) 665-8990