Crop Inputs Insurance Program

Working with the Agricultural Industry

At Western Financial Group, we believe that understanding industry needs is essential to providing insurance solutions that businesses can trust. In partnership with agricultural experts we have developed the Crop Inputs Insurance Program, which offers commercial insurance solutions specific to crop inputs dealers and custom applicators.

Spray Drift & Misapplication

Helps cover you in the event losses occur from chemical application erros, such as windy days or with dirty tanks.

Professional Liability

Helps cover you if a third-party suffers a financial loss as due to a product recommendation made by our insured’s agronomists.

Seedsmen Errors & Omissions

Coverage for errors made in the mixing of seed, failure of seed to germinate or to conform to the variety or quality specified.

Business Interruption Coverage

Help protect your business from a loss of income in the event of a temporary shut-down with our business interruption insurance.

Limited Pollution Coverage

Sudden & accidental pollution coverage as a result of fire, explosion, sudden spills or seepage.

Get a Quote TODAY!

Why the Crop Inputs Program?

The Crop Inputs Program works with you to provide superior coverage tailored to your business, and also helps to manage your risk. Our program offers complete in-house services, including claims and risk management, to work with you beyond signing the policy. This innovative approach provides efficient and responsive service, saving you time and money.

The Crop Inputs Insurance Program operates under a “Protected Self-Insurance”(PSI) structure, which enables participating clients to acquire a sense of ownership of their insurance program. Under the PSI structure, a portion of premiums are allocated to a “Protected Self-Insurance” fund.

This fund allows the unique opportunity for premiums to be returned to members when surpluses are built as a result of years with low claims. Under a traditional insurance program, these funds would be retained by insurers as underwriting profit. One of our key goals as program administrators is to provide resources to support loss prevention, which ultimately aids in providing long-term rate stability or returns of premium.