Professional Services Insurance

Protecting Your Expertise, Empowering Your Business

Western Financial Group is an award-winning brokerage. We work with Canada’s leading insurance partners to get you the right coverage and value. We know how important it is to protect what you’re building.

Our insurance expertise will benefit your business

Errors are part of human nature and they can and do happen in business. Professionals need errors and omissions (E&O) insurance for protection against claims of professional negligence or claims of errors and mistakes.

With E&O insurance, you will have protection from financial loss and reputational damage that can result from allegations of professional negligence, errors, misconduct, or failure to deliver services. You may also hear it called professional liability insurance.

Do I need E&O insurance if I am not in a traditional field as a professional?

Yes, you do in order to protect yourself from lawsuits and reputational damage.
Any professional providing services can face claims of negligence including if you are self-employed.

What determines how much errors and omissions insurance will cost you as a professional?

Your field of professional services
Years of experience
Annual revenue
Number of employees
Location
Past claims

3 examples of how errors and omissions insurance protects you

You are an event planner and you mistakenly put the wrong time for an event both online and in print advertising. The host of the event sues you for the error. E&O insurance would help protect you in this case.
You are in interior designer and have gone over budget and over the homeowner’s deadline to complete a redesign of a client’s house. E&O insurance would help cover the liabilities stemming from the budget overruns and delays in the completion of this project.
Your financial projections were wrong for a company and you are being sued for negligence. E&O insurance will help cover your legal expenses, including defence costs, settlements, and awards up to your policy limit.

Why choose Western?

When you get your insurance coverage through us, we will send you the certificate of insurance right away, so you can focus on what you do best. It’s easy, fast, and customized. Get an online quote, text, email, or phone call. Choose what works for you.

Get a Quote TODAY!