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Look no further if you’re needing ICBC renewals, car and truck insurance today.

Kelowna, a city in British Columbia with approximately 129,000 residents, is known for parks, forests, vineyards, orchards and mountain landscapes.

Our Kelowna (Rutland Rd.) brokerage team can offer you policies for car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products and are dedicated to helping you find the best insurance in British Columbia.

Look no further if you’re needing car and truck insurance today. When it comes to home insurance and business insurance, we offer you the right protection. Our experts are also your trusted source for farm insurance and life insurance.

At Western’s Kelowna (Rutland Rd.) brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Over 6,235 5-Star Reviews

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Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia

What do I need to know about car insurance in Kelowna, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Kelowna, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Setting the Standard in Insurance Broker Service

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S Jan.

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Western Financial Group at Hwy 33 in Kelowna is great! I get anxiety about having to get home insurance & I had called western financial about it & the first thing I heard when they called me back was an exuberant “Hey Steve it’s Kyle Giesbrecht calling”. What a positive, outgoing, friendly guy to have help the task of doing a home insurance application! He was very knowledgeable, was quick to help me when I had questions, & made the whole process significantly easier. I would recommend Kyle to absolutely anyone who needs home insurance. 

Raid B.

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had a lovely experience over the phone with Rachel! she was excellent at explaining everything, friendly too! I would highly recommend her and Western for any insurance needs!

Claire M.

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We've been visiting this location for vehicle insurance for years, we won't go anywhere else! Dani helped us out today and was super friendly and knowledgeable. Never had anything but a good experience with all staff here.