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Personal insurance products refers to any kind of insurance that covers individuals against loss that results from death, injury, or loss of property. These insurance
products generally protect people and their families from losses they couldn’t afford to cover on their own. Personal insurance products make it possible to do things such as driving a
car and owning a home without risking financial ruin.
Personal insurance products won’t cover every risk an individual might face, but they can dramatically reduce their liability for damages and the dollar amount they might have to pay
out of pocket to remedy an unfortunate situation.