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ICBC renewal and home insurance in
Vernon, BC

Welcome to your Western Financial Group Vernon insurance brokerage. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Vernon, British Columbia.

Reviews: 4.5

Location: 905 4400 32 Street, Vernon, BC V1T 9H2

Hours:

Mon-Fri: 8:30am - 5:00pm
Sat: 9:00am-5:00pm
Sun: Closed

Email: Vernon@westernfg.ca

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Reviews: 4.5

Location: 905 4400 32 Street, Vernon, BC V1T 9H2

Hours:

Mon-Fri: 8:30am - 5:00pm
Sat: 9:00am-5:00pm
Sun: Closed

Email: Vernon@westernfg.ca

british columbia coastal highway

Welcome to your Western Financial Group Vernon insurance brokerage. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Vernon, British Columbia.

Look no further if you’re needing ICBC renewals, car and truck insurance today.

Vernon is a city in the Okanagan region of British Columbia with 40,116 residents. Outdoor activities in the region remain a huge economic booster in both winter and summer seasons.

As your Vernon insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.

A supporter of our Western Communities Foundation charity, we’ve donated over $8,000 to organizations such as the Family Resource Centre, KIDSPORT as well as the BC SPCA.

Don’t miss SilverStar Mountain Resort, Kalamalka Lake Provincial Park and Ellison Provincial Park.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance.

We are dedicated to helping you find the right insurance in Vernon, British Columbia.

At our Vernon brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia

Insurance brokers find the best insurance package at the right price.

Our Insurance Brokers save you time and stress by hand-selecting the best insurance quotes across different providers to match your specific needs. After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Learn more about how insurance brokers compare rates across Canada

What do I need to know about car insurance in Vernon, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Vernon, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Setting the Standard in Insurance Broker Service

     

Coming from Alberta where things are a bit different in regards to registration and insurance, the staff were very knowledgeable and answered all our questions. All of the staff are amazing and I consider them 'my people'. Will be back for all our insurance needs. 10/10

Tesha L.

     

Rio is the best representative one could ask for. Makes a great effort for costumers and it's always polite, friendly and professional, not to mention how handsome he is! Definitely will recommend Mr. Manning to everyone!

Markus E.

     

Great staff and service.

Linda M.