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Western Financial Group offices will be closed Monday, February 17 in observance of Family Day. We will reopen on Tuesday, February 18. For emergency claims, please call 1-877-599-7299.

Home > Programs > RAIC Employee Benefits

Employee Benefits Program for RAIC

Western Financial Group has partnered with the Royal Architectural Institute of Canada (RAIC)  to help members save up to 10% on their Employee Benefits Plans.

What Western Financial Group offers

  • Tailored employee benefits solutions for corporate partners within the architecture and design industry
  • Designed to support talent attraction, retention, and employee well-being
  • Coverage options that go beyond standard benefits to meet modern workforce expectations
  • Pay-direct drug cards that cover prescription drugs and professional services electronically at the point of sale
  • Long-term rate stability is generated by spreading claims over the entire pool of participants
  • Members will receive immediate savings off existing premiums for equivalent coverage
  • Member organizations have program flexibility with many different coverage options to choose from
  • Plan sponsors can conveniently perform many administrative functions online
  • Each client will have a dedicated insurance advisor to assist them
  • Virtual Health Care

IMMEDIATE SAVINGS  |  EXCEPTIONAL FLEXIBILITY  |  UNMATCHED LONG-TERM RATE STABILITY 

Employee Benefits

Canada’s most stable rates over a 5 year period

Customers who switch to RAIC Employee Benefits save 10% with our pooled structure that puts an end to big price jumps. By pooling over 1,750 businesses together into one group, we cut administrative fees, and get you the right plan at the best price possible.

We have hundreds of plan options to choose from, so you can create a plan that fits your budget perfectly. 

Coverage Options

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EXTENDED HEALTH

Extended health coverage helps your employees pay for necessary medical expenses that may not be covered under their provincial health care plan.

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DENTAL

Dental coverage can help cover the costs of dental work for your employees and their families. You can build your plan with a variety of coverage levels, from basic maintenance to major restorative services.

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DRUG & PROFESSIONAL SERVICES

Helps cover costs of prescription drugs and professional services such as chiropractor, massage therapy and physiotherapy.

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VISION

Provides employees with coverage for regular eye exams, eyeglasses or contact lenses, and laser eye surgery.

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HEALTH CARE SPENDING ACCOUNTS

Health Care Spending Accounts provide your employee’s with coverage for health-related expenses not included in their plan, or to top up their group benefits.

Member Advantages

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INDUSTRY-LEADING COVERAGE

Coverage type and limits that are tailored to your industry.

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LONG-TERM RATE STABILITY

Stability is generated by spreading claims over the entire pool of participants.

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PAY-DIRECT DRUG/DENTAL CARD

Pay-direct drug cards that cover prescription drugs and professional services electronically at the point of sale.

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PROGRAM FLEXIBILITY

Member organizations have many different coverage options to choose from.

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ONLINE ADMINISTRATION

Plan sponsors can conveniently perform many administrative functions online.

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DEDICATED SERVICE

Each member will have a dedicated Employee Benefits Advisor to assist them.

Why Choose Western

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We shop across trusted providers to find you the best personal or commercial insurance coverage.

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Over 10,332 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Fast, Personalized Advice From Experts
Our local insurance experts understand your specific needs.

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Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

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Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.

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