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Car and home insurance in
Parry Sound, Ontario

Welcome to your Western Financial Group Parry Sound insurance brokerage. Whether you’re looking for car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Parry Sound, ON.

Reviews: 4.5

Contact Branch: 705-746-5999

Email: Parry.Sound@westernfg.ca

Location: 70 Joseph St, Unit #217 Parry Sound, ON P2A 2G5

Hours:

Mon-Fri: 9:00am - 5:00pm
Sat: Closed 
Sun: Closed

Get an Insurance Quote Now!

Reviews: 4.5

Contact Branch: 705-746-5999

Email: Parry.Sound@westernfg.ca

Location: 70 Joseph St, Unit #217 Parry Sound, ON P2A 2G5

Hours:

Mon-Fri: 9:00am - 5:00pm
Sat: Closed 
Sun: Closed

Why Choose Western?

  • Save Time - Let us simplify your insurance experience. We do the work for you!
  • Expert Advice - Our experts provide personalized coverage plans for your needs.
  • Best Value - We search for the best rates, so you don’t have to.

Welcome to your Western Financial Group Parry Sound insurance brokerage. Whether you’re looking for car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Parry Sound, ON.

Look no further if you’re needing car and truck insurance today.

Your Parry Sound branch offers car and truck insurance, home insurance, business insurance and life insurance. We access many other superior products as well.

Our insurance experts provide the right insurance for people in Toronto, Etobicoke, North York, Richmond Hill, Scarborough, Parry Sound and Ottawa etc.

A supporter of our Western Communities Foundation, we assist young leaders via student bursaries, support infrastructure projects and help communities in times of crisis.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for life insurance and boat insurance.

We are dedicated to helping you find the right insurance in Parry Sound, Ontario.

At our Parry Sound Insurance brokerage, we have competitive rates and outstanding customer service. We’ll help you customize a policy that fits your needs today and as they change.

Western Financial Group is a proud member of the Insurance Brokers Association of Ontario

Insurance brokers find the best insurance package at the right price.

Our Insurance Brokers save you time and stress by hand-selecting the best insurance quotes across different providers to match your specific needs. After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Learn more about how insurance brokers compare rates across Canada

What do I need to know about car insurance in Parry Sound, Ontario?

 As a resident of Ontario, you need mandatory car insurance coverage that protects you, your passengers, and other drivers.

 Under the Compulsory Automobile Insurance Act of Ontario, it is illegal to drive a motor vehicle that is not insured.

There are four types of car insurance that are legally required in Ontario: 

  • Third-party Liability Coverage: You must have a minimum of $200,000 in third-party liability coverage as part of your mandatory car insurance. It’s highly recommended that you purchase a higher limit. It protects you if someone is killed or injured, or their property is damaged, and you are found to be legally liable. 
  • Statutory Accidents Benefits Coverage: It provides you with benefits if you are injured in an accident, no matter who is found to be responsible. It includes supplementary medical, rehabilitation and attendant care, caregiver, non-earner and income replacement benefits, and there are options to increase most of these coverages. 
  • Direct Compensation- Property Damage (DCPD) Coverage:       It covers damage to your car or its contents, and for the loss of use of your car or its contents, if another person was at fault for the accident. It is called direct compensation because even though someone else causes the damage, you collect directly from your own insurer. 

Insurance coverage under the DCPD section only applies if the following conditions are met: The accident took place in Ontario and there was at least one other vehicle involved in the accident. At least one of the other vehicles is insured by an insurance company licensed in Ontario. 

  • Uninsured Automobile Coverage: It protects you and your family if you are injured or killed by a hit-and-run driver or by an uninsured motorist. It covers damage to your car caused by an identified uninsured driver. 

5 Questions about mandatory car insurance in Ontario

What do I need to know about home insurance in Parry Sound, Ontario?

Home insurance is not mandatory in Ontario, but if you have a mortgage your lender will likely require you to have an insurance policy.

Home insurance helps you protect against:

  • Theft
  • Fire
  • Third- party “slip and fall” accidents
  • Vandalism

Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.

Home insurance also covers your personal belongings and helps protect you should someone get injured at your Bolton home.

You’ll be protected and have peace of mind with home insurance in Bolton.

5 Reasons why you need tenant insurance in Ottawa

Setting the Standard in Insurance Broker Service

     

Very helpful finding a the best rate with all coverage options.

Shelby D.

     

Maya was super quick with getting me a quote in a professional manner. Highly recommend her!

Nicholas

     

Great service! I worked with Maya and she set me up with auto insurance within a couple hours. She was super quick to get back to me and send me all the information with great pricing which made it easy to choose Western over another insurance company!

Emma B.