100% Canadian Owned
13,000+ Reviews Across Western | 4.5
2026-06-12
Excellent service, Arun Dhaliwal should get a raise. Very helpful during the stress period of buying a new car. Thank you so much!
Winnipeg -
2026-04-21
I had a great experience with Wyatt Dowling. Lovejot was very informative and extremely patient, taking the time to explain everything clearly and answer all my questions. Highly recommend their service!
Winnipeg -
2026-04-14
I reached out for business insurance advice and was immediately impressed by the staff's efficiency in gathering my details before referring me to Lovejot. I chose this location because of how easy they’ve made my personal vehicle insurance in the past, and this experience was no different. Lovejot and the team provided a seamless, professional process to get my business fully covered. Highly recommended for their expertise and ease of doing business.
Winnipeg -
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Visit Western Financial Group in Winnipeg at Kenaston Boulevard for comprehensive insurance solutions that cover your home, business, vehicle, and more. We provide services such as:
Car Insurance - Protect your vehicle with affordable and reliable coverage.
Home Insurance – Secure your home and belongings from unexpected events.
Business Insurance – Safeguard your business operations with tailored policies.
Farm Insurance – Coverage to protect your farm, equipment, and livestock.
Life Insurance – Plan for the future and protect your family’s financial security.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
Located along the busy Kenaston Boulevard corridor in southwest Winnipeg, this Western Financial Group Insurance Brokers branch sits in a key retail and commercial area near Kenaston Commons, serving residents and businesses throughout adjacent communities such as Linden Woods and other southwest neighbourhoods.
Kenaston Boulevard is one of Winnipeg’s major north–south arterial routes, connecting people with shopping, services, restaurants, and major destinations, while linking suburban neighbourhoods to the broader city.
Winnipeg blends a rich cultural heritage with vibrant local communities across the city. From historic sites downtown to growing residential areas in the south end, the Kenaston location offers convenient access to insurance support right in the heart of one of Winnipeg’s busiest commercial districts.
Your Western Financial Group Kenaston Boulevard branch offers car and truck insurance, home insurance, business insurance, life insurance, and many other products backed by local expertise and service tailored to the needs of southwest Winnipeg residents.
A proud supporter of our Western Communities Foundation charity, we assist young leaders via student bursaries, strengthen local infrastructure and lend a helping hand during crises.
With 13 locations across the city of Winnipeg, Western Financial Group has the proud distinction of being the city’s largest insurance broker and one of the largest brokerages in Manitoba. Western is a proud partner of the Winnipeg Blue Bombers.
At our Winnipeg branches, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
When you buy car insurance, you must have a valid vehicle registration and get mandatory basic Autopac insurance from the Manitoba Public Insurance Corporation.
Autopac insurance includes personal injury insurance, all-perils insurance, and third-party liability insurance.
The average cost of car insurance in Manitoba right now is between $1,000 and $1,350 per year, depending on your vehicle type, optional coverage, and driving history. The recent rate increase by Manitoba Public Insurance adds about $51 to annual premiums, meaning most drivers are seeing average annual costs between $1,140 and $1,350 for typical coverage. That's about $100 a month.
Basic third-party liability coverage insures you up to $500,000 for claims that are made against you. You can get Autopac coverage to increase your third-party liability protection to $1 million, $2 million, $5 million, $7 million or $10 million.
You can also get higher liability limits through Special Risk Extension coverage.
To lower your auto insurance premiums, you’ll want to maintain a clean driving record, try bundling your car insurance with your home insurance policy, increase your deductible, and install approved anti-theft devices. Some insurers also offer discounts for completing defensive driving courses.
In Manitoba, car insurance is provided through the Manitoba Public Insurance (MPI) Autopac program, which is mandatory for every registered vehicle. Basic Autoplan (the minimum coverage) includes $500,000 in third party liability coverage, which can optionally be increased. The standard deductible for MPI Basic Autopan is $750 - this is the amount you have to pay out-of-pocket before MPI covers the rest of any damages.
No, you absolutely need insurance to drive a car in Winnipeg, or anywhere in Manitoba. The minimum fine for a first offense of driving without car insurance in Manitoba is a hefty $5,000, which can go up to $25,000. You might also be charged with extra court costs and surchrages, along with potential license suspension and vehicle impoundment. Make sure your insurance is up to date!
In Manitoba, if you are found 100% not at fault for the accident, you typically don't have to pay the deductible, or it'll be refunded. Sometimes you may need to pay a deductible to quickly get your vehicle repaired while it's still unclear who was at fault in the accident. If MPI determines that the other driver was at fault, they will waive or fully refund your deductible and cover the cost of your repairs.
Home insurance is not mandatory in Manitoba, but if you have a mortgage your lender will likely require you to have an insurance policy.
Home insurance helps you protect against:
Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.
Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.
You’ll be protected and have peace of mind with home insurance in Winnipeg.
Did you know that your home insurance policy does not cover damages or accidents that happen due to you running your business at your Winnipeg home?
5 Questions about insuring your home business
Property insurance could include just your home, or it could include a farm, business, or outbuildings. The cost of property insurance in Winnipeg varies widely depending on factors such as location, property value, and coverage options. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Manitoba.
The average cost of home insurance in Winnipeg, Manitoba ranges from $80 to over $100 per month, or $1000-$2000 annually, depending on factors such as location, property value, local weather, proximity to a fire station, whether you work from home or rent out your home, and any extra coverage options you opt for. Keep in mind that your unique home insurance rate really does depend on many factors, so these averages may not be accurate for your specific situation. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Manitoba.
When you reach out to us about home insurance in Winnipeg, MB, you'll typically need to provide details about your property including its age, construction materials, square footage, and any safety features you’ve already installed. Information about your personal claims history may also be required. Don't worry, we'll walk you through it!
Make sure your local home insurance policy includes coverage for the dwelling itself, personal property, liability protection, and additional living expenses in case of temporary displacement. Give us a call and we’ll help you understand exactly what your specific situation needs, including any optional coverages, such as sewer backup or overland water protection.
At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Brooks and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.
August 19, 2026
