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Best car insurance, home insurance, and business insurance in Brandon, Manitoba

Whether you’re searching for car insurance, truck insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Brandon, MB, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

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Why Choose Western

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Serving Canadians Since 1905 
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Your local Canadian insurance broker in Brandon, Manitoba.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of Manitoba.

Proudly Supporting the Brandon Community

The city of Brandon, Manitoba is the second largest in the province. This urban centre on the banks of the Assiniboine River received its start in the historic fur trade and with the Canadian Pacific Railway. 

As your Brandon (Corral Centre) insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other products as well.

A proud supporter of our Western Communities Foundation charity, we’ve donated over $40,000 to Samaritans House Food Bank, Brandon Humane Society and Big Brothers & Sisters etc.

Don’t miss the Brandon Folk Music and Arts Festival and the Commonwealth Air Training Plan Museum.

At our Brandon brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Western Financial Group is a proud member of the Insurance Brokers Association of Manitoba. 

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Brandon, Manitoba?

When you buy car insurance, you must have a valid vehicle registration and get mandatory basic Autopac insurance from the Manitoba Public Insurance Corporation.

Western Financial Group is authorized to sell Autopac policies.

Autopac insurance includes personal injury insurance, all-perils insurance, and third-party liability insurance.

Basic third-party liability coverage insures you up to $500,000 for claims that are made against you. You can get Autopac coverage to increase your third-party liability protection to $1 million, $2 million, $5 million, $7 million or $10 million.

You can also get higher liability limits through Special Risk Extension coverage.

How are my Autopac rates determined?

  • Your vehicle
  • Where you live
  • Your driving record

5 Questions about what can affect your car insurance rate

What is the average cost of car insurance in Brandon, Manitoba?  

The average annual cost of car insurance in Brandon is approximately $1,200 per year, or about $100 a month, though this can vary quite a bit based on factors like your driving history, the age and model of your vehicle, and the coverage level you selected. We can help you compare rates from multiple car insurance providers to find the best deal.   

How can I reduce my auto insurance in Brandon, Manitoba? 

To lower your auto insurance premiums, you’ll want to maintain a clean driving record, try bundling your car insurance with your home insurance policy, increase your deductible, and install approved anti-theft devices. Some insurers also offer discounts for completing defensive driving courses. 

What is the minimum auto insurance coverage in Manitoba? 

In Manitoba, car insurance is provided through the Manitoba Public Insurance (MPI) Autopac program, which is mandatory for every registered vehicle. Basic Autoplan (the minimum coverage) includes $500,000 in third party liability coverage, which can optionally be increased. The standard deductible for MPI Basic Autopan is $750 - this is the amount you have to pay out-of-pocket before MPI covers the rest of any damages. 

Can you drive a car without insurance in Manitoba? 

No, you absolutely need insurance to drive a car in Brandon, or anywhere in Manitoba. The minimum fine for a first offense of driving without car insurance in Manitoba is a hefty $5,000, which can go up to $25,000. You might also be charged with extra court costs and surchrages, along with potential license suspension and vehicle impoundment. Make sure your insurance is up to date! 

Do you pay deductible if not at fault in a car accident in Brandon, Manitoba? 

In Manitoba, if you are found 100% not at fault for the accident, you typically don't have to pay the deductible, or it'll be refunded. Sometimes you may need to pay a deductible to quickly get your vehicle repaired while it's still unclear who was at fault in the accident. If MPI determines that the other driver was at fault, they will waive or fully refund your deductible and cover the cost of your repairs. 

What do I need to know about home insurance in Brandon, Manitoba?

Home insurance is not mandatory in Manitoba, but if you have a mortgage your lender will likely require you to have an insurance policy.

Home insurance helps you protect against:

  • Theft
  • Fire
  • Third- party “slip and fall” accidents
  • Vandalism

Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.

Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.

You’ll be protected and have peace of mind with home insurance in Brandon.

Did you know that your home insurance policy does not cover damages or accidents that happen due to you running your business at your Brandon home?

5 Questions about insuring your home business

How much is property insurance in Brandon, Manitoba? 

Property insurance could include just your home, or it could include a farm, business, or outbuildings. The cost of property insurance in Brandon varies widely depending on factors such as location, property value, and coverage options. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Manitoba. 

How much does home insurance typically cost in Brandon, Manitoba? 

The average cost of home insurance in Brandon, Manitoba ranges from $86 to over $170 per month, or $1000-$2500 annually, depending on factors such as location, property value, local weather, proximity to a fire station, whether you work from home or rent out your home, and any extra coverage options you opt for. It really does depend on many factors. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Manitoba. 

What questions do I need to answer to get home insurance in Brandon?

When seeking home insurance in Brandon, MB, you'll typically need to provide details about your property including its age, construction materials, square footage, and any safety features you’ve already installed. Information about your personal claims history may also be required. Don't worry, we'll walk you through it!

What should I make sure is included in my home insurance in Brandon? 

Make sure your local home insurance policy includes coverage for the dwelling itself, personal property, liability protection, and additional living expenses in case of temporary displacement. Give us a call and we’ll help you understand exactly what your specific situation needs, including any optional coverages, such as sewer backup or overland water protection. 

 

Broker Information

Brandon, Manitoba

Reviews: 3.8

Contact Branch
204-728-8510
Brandon@westernfg.ca

Location
Corral Center, 825 18th St N unit 15, Brandon, MB R7A 7S1

Hours

Mon-Fri: 8:30am to 5:30pm
Sat: 9:00am to 5:00pm
Sun: Closed

Your Trusted Insurance Broker in Brandon, Manitoba

one_star.png one_star.png one_star.png one_star.png one_star.png 4.5 Stars

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2025-06-22

My husband and I had a fantastic experience with Matilda at the Corral Centre Branch. She helped us with our Autopac registration, insurance, and driver's test booking. Matilda was incredibly professional, knowledgeable, and patient, she explained everything clearly and answered all our numerous questions. She also introduced us to other great insurance products, and we are especially looking forward to coming back for the home insurance package. We have already recommended Matilda and Western Financial to our friends; the service and deals are top-notch!

Mojy
Brandon - MB

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2024-04-09

I would highly recommend everyone to go see Jackie at Western Financial. Very friendly, knowledgeable and has your best interests in mind. She will find you the best insurance coverage you need to save you money and give you a peace of mind.

Travis
Brandon - MB

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2024-03-18

Being a long time customer at Western Financial Group Inc. I wish to give credit where it is due and wish to honour both Dallas and his trainee Dannie for the terrific caring and knowledgeable service they gave me today regarding my appointment with them both. They both exemplified what all Super Businesses show to their customers: "Smiling faces and when they ask: "How may we help you" They do their job and take care of our concerns as if we were FAMILY. I appreciated that very much and that is why I have been with previously Barker's Insurance and now Western Financial for over 40 years. Your entire staff truly know what a customer means to their business and it shows how we are treated. Thank you again Dallas and Dannie for your excellent work today. I do hope your management team pass this note on to you as YOU and YOUR TEAM at WESTERN FINANCIAL GROUP are NUMBER ONE !!

B. Gadd
Brandon - MB