facebook pixel

A Canada Post strike began on September 26, 2025, which may result in delays in the delivery of insurance documents. We encourage you to use our available online tools to manage your policy.

Business insurance protects you from losses that can occur due to threats to your business such as a break-in, a customer getting injured on your premises, or a client suing your business for a defective product or bad advice.

Why you may need it

  • You offer service or advice to your clients and want protection in the event that a dissatisfied client sues.
  • You own or rent a storefront location and want to protect equipment, inventory and supplies from fire, theft or flooding.
  • You want liability protection should a client or employee get hurt on your premises.

What you need to know

  • As a designated professional, errors and omissions liability insurance (E&O) protects your business against claims that arise from a dissatisfied customer who believes you have been negligent in your actions.
  • If you have a home-based business, your home insurance policy does not cover losses or liability. Specific business insurance might be required.
  • Every business is unique. A broker can conduct a risk assessment and recommend the right insurance to provide sufficient coverage for your needs.