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Western Financial Group and CLAC have partnered together to bring CLAC Mobile Welding Contractors an exclusive Commercial General Liability Insurance program. Western has a dedicated team of insurance experts to advise and meet the needs of CLAC members.

Program Benefits

This exclusive insurance program features benefits not available with any other carrier:

  • Suspension of Coverage option available when you are not working to get a refund on your liability premiums
  • Renewal bonus discount available as long as you are claims-free in prior term, and did not take advantage of our unique Suspension of Coverage option
  • Flexible Premium Finance options at a low rate of 2.9%
  • Reduction of Minimum Retained Premiums for short term policies and early cancellations
  • Waiver of Subrogation included

2016 – 2017 Renewal Terms

Commercial General Liability:

  • $5,000,000 of CGL Coverage
  • $1,000,000 of Forest Fire Fighting Expense Coverage
  • $1,000,000 of Limited Pollution Coverage
Property Coverage:
  • $10,000 Contractors Equipment Floater
  • Replacement Cost on all Equipment and Tools Five Years Old or Less
  • $5,000 Tool Coverage (Maximum $1,500 per item)
  • $5,000 Business Contents (Including signs and electronic data processing)
  • $250,000 for Newly Acquired Equipment for 60 Days
  • $10,000 Rental Reimbursement Coverage for Contractor’s Equipment and Tools (no number of days limit)
  • $10,000 Installation Floater
  • Rental Income (actual loss sustained)
  • $100,000 Accounts Receivable
  • $50,000 Extra Expense Coverage
  • $50,000 Valuable Papers and Records
  • $150,000 Professional Fees
  • $5,000 Equipment Breakdown
  • $5,000 3D Crime Coverage
  • Ice and Muskeg Coverage
  • 19 new coverage extensions

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