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Western Financial Group and CLAC have partnered together to bring CLAC Mobile Welding Contractors an exclusive Commercial General Liability Insurance program. Western has a dedicated team of insurance experts to advise and meet the needs of CLAC members.

Program Benefits

This exclusive insurance program features benefits not available with any other carrier:

  • Suspension of Coverage option available when you are not working to get a refund on your liability premiums
  • Renewal bonus discount available as long as you are claims-free in prior term, and did not take advantage of our unique Suspension of Coverage option
  • Flexible Premium Finance options at a low rate of 2.9%
  • Reduction of Minimum Retained Premiums for short term policies and early cancellations
  • Waiver of Subrogation included

2016 – 2017 Renewal Terms

Commercial General Liability:

  • $5,000,000 of CGL Coverage
  • $1,000,000 of Forest Fire Fighting Expense Coverage
  • $1,000,000 of Limited Pollution Coverage
Property Coverage:
  • $10,000 Contractors Equipment Floater
  • Replacement Cost on all Equipment and Tools Five Years Old or Less
  • $5,000 Tool Coverage (Maximum $1,500 per item)
  • $5,000 Business Contents (Including signs and electronic data processing)
  • $250,000 for Newly Acquired Equipment for 60 Days
  • $10,000 Rental Reimbursement Coverage for Contractor’s Equipment and Tools (no number of days limit)
  • $10,000 Installation Floater
  • Rental Income (actual loss sustained)
  • $100,000 Accounts Receivable
  • $50,000 Extra Expense Coverage
  • $50,000 Valuable Papers and Records
  • $150,000 Professional Fees
  • $5,000 Equipment Breakdown
  • $5,000 3D Crime Coverage
  • Ice and Muskeg Coverage
  • 19 new coverage extensions

Western Advantage

The Western Financial Group that exist today is grounded in four guiding pinciples.

When you choose Western Financial Group, you receive the benefits that come with one of Canada's largest insurance brokerage networks.

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