How to Squirrel-Proof Your Cottage for Spring
As the weather warms and cottage season begins, many Canadians will return to their seasonal retreats. An unwelcome surprise can await—squirrels and other small critters may have taken up residence over the winter.
These furry intruders can cause significant damage, chewing through wires, insulation, and even wooden structures.
To ensure a smooth and pest-free start to your cottage season, follow these steps to effectively squirrel-proof your property.
Western Financial Group, a 100% Canadian company, can help you navigate your boat, car, home, and business insurance during this period of economic uncertainty.
Step 1: Inspect for entry points
Squirrels can squeeze through surprisingly small openings—gaps just a few centimetres wide can be an open invitation. Before unpacking for the season, do a thorough inspection of your cottage:
Check the roofline, soffits, and eaves for holes or loose panels.
Inspect vents, chimneys, and windows for signs of gnawing or damage.
Look for droppings or nesting materials in attics, crawl spaces, and storage sheds.
Examine decks and foundations for cracks or holes where squirrels may have burrowed.
Step 2: Seal off access points
Once you've identified potential entry points, take action to block them effectively:
Use steel mesh or hardware cloth to cover vents and gaps—squirrels can chew through wood and plastic but struggle with metal barriers.
Install chimney caps to prevent critters from nesting inside.
Apply expandable foam or caulk to small gaps in walls or foundations.
Trim back trees and branches at least six feet from your roof to prevent easy access.
Step 3: Protect indoor spaces
If squirrels have already been inside your cottage, cleaning and prevention are key:
Remove any food sources, including dry goods, that may have attracted them.
Store food in airtight plastic or metal containers to avoid future infestations.
Consider ultrasonic repellents to discourage nesting in attics or crawl spaces.
If you find signs of a nest, contact a professional wildlife removal service to handle it humanely.
Step 4: Maintain your cottage year-round
Prevention is the best strategy to keep squirrels out:
Regularly check for new entry points and repair any damage.
Keep your yard tidy - piles of wood, leaves, or debris can attract rodents.
Avoid leaving pet food or birdseed outside, as these can lure unwanted guests.
If you're closing the cottage for winter, consider placing deterrents like mothballs or predator-scented repellents in common entry areas
Cottage insurance: Protecting against wildlife damage
Even with the best precautions, squirrels and other wildlife can still cause damage. This is where cottage insurance can provide peace of mind. When reviewing your cottage insurance policy, consider the following:
Coverage for wildlife damage: Some cottage insurance policies explicitly include coverage for damage caused by squirrels, raccoons, or other wildlife. Other cottage insurance policies exclude this coverage. Check your cottage policy’s details. If you want this coverage, ask about it.
Sudden and accidental damage caused by larger animals is often covered. This may include incidents like a bear or moose breaking through a door or causing structural damage.
Structural protection: Ensure your policy includes coverage for damage to roofs, siding, or wiring caused by animals.
Personal property coverage: If squirrels damage furniture, appliances, or other belongings, your policy may help with repair or replacement costs.
Additional living expenses: If an infestation makes your cottage temporarily unlivable, some policies may cover alternative accommodations.
If you're unsure about your coverage, speak with ask a Western Financial Group insurance expert about seasonal insurance to ensure you have the right level of protection for your cottage.
Enjoy a squirrel-free cottage season
By taking the right preventive measures and ensuring your cottage insurance policy covers potential risks, you can enjoy a stress-free cottage season without any unwelcome rodent surprises. With a little preparation, your cottage will remain a cozy and critter-free retreat all summer long.
