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Best Car Insurance, Home Insurance, and Business Insurance in
Langley, British Columbia

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, boat insurance, or life insurance, we are your trusted local experts in Langley, BC, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

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Why Choose Western

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Serving Canadians Since 1905 
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Your local Canadian insurance experts in Langley, BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Boat Insurance – Stay protected while enjoying life on the water.
  4. Business Insurance – Safeguard your business operations with tailored policies.
  5. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  6. Life Insurance – Plan for the future and protect your family’s financial security.

We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Langley Community

Langley, British Columbia is located east of Surrey and within the Metro Vancouver region.

Your Western Coast Insurance Services Langley branch offers car and truck insurance, home insurance, business insurance and boat insurance. We access many other products as well.

A supporter of our Western Communities Foundation, we’ve donated over $3,000 to the Langley community through grants, as well as bursaries awarded to many well-deserving students.

Don’t miss Fort Langley, the Canadian Museum of Flight and the amazing Sendall Botanical Gardens.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for motorcycle insurance, RV insurance and marine insurance etc.

As industry leaders for over 40 years, we are dedicated to serving you the right insurance in Langley, British Columbia and from our other branches on Vancouver Island and the Lower Mainland.

At our Langley branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

You’re at home with Western Coast Insurance Services.

Living in Langley? Here's Everything You Need To Know About...

What do I need to know about car insurance in Langley, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Langley, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

What do I need to know about boat insurance in Langley, B.C.?

When you get BC boat insurance, it protects your boat and its motor, boating equipment, and boating accessories like lifejackets, GPS, depth sounders, and many other items.

Without marine insurance in British Columbia, you will be responsible for paying out of pocket for any lawsuits or legal fees, damages to another person’s boat, and uninsured medical costs. While boat insurance isn’t legally required in B.C., can you afford to be without it?

Your lender may require that your B.C. boat has insurance and many marinas require liability insurance for mooring and docking.

How much boat liability insurance is needed in British Columbia?

It’s recommended that you have $3 million or more in boat liability insurance coverage as part of your marine insurance policy to protect yourself as a B.C. boat owner. It helps cover such things as legal fees and uninsured medical bills, which can be expensive without boat insurance.

What are the 3 main types of boat insurance in British Columbia?

Liability insurance

Liability insurance helps financially protect you if you are responsible for causing injury or death to others or damaging someone else’s property while operating your B.C. boat. It’s designed to protect you against lawsuits related to incidents for which you are legally responsible when operating your boat. $3 million is the recommended amount of liability insurance.

All-risk B.C. boat insurance

All-risk marine insurance provides broad protection for your B.C. boat by covering any loss or damage unless it’s specifically excluded your boat insurance policy. This makes it the most comprehensive type of coverage available for recreational boats.

Hull and machinery (Property/Collision Coverage)

Hull and machinery insurance protects against physical damage to your B.C. boat, including collision with other boats or objects, and may also cover equipment attached to the boat.

 

Broker Information

Langley, British Columbia

Reviews: 4.9

Contact Branch
844-802-7616
langleyInsurance@westerncoast.ca

Location
6263 200 St Unit B, Langley City, BC V2Y 1A2

Hours

Monday: 9am-5pm
Tuesday-Friday: 9am-6pm
Saturday: 9am-4pm
Sun: Closed

Your Trusted Insurance Broker in Langley, BC

one_star.png one_star.png one_star.png one_star.png one_star.png 4.5 Stars

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2025-04-12

Started working with TJ a couple of years ago for our business. He simplified the process and saved us a lot of money along the way. Highly recommend these folks and TJ in particular.

Tom Davies
Langley - BC

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2025-02-12

Henna is amazing at her job. Henna is very friendly and very knowledgeable. She is always fast with our insurance. Great individual and representative of the company, did our fleet renewal and as always fast efficient and ready when we got in . Keep up the great work Henna It's always a pleasure dealing with you Terry

Terry
Langley - BC

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2025-01-14

We had a very positive experience at this office. As a new BC resident, I was not familiar with the auto insurance policy here and had heard some stories about crazily high price of car insurance. We randomly entered into this office right after getting out of BC driving license place. Beanth helped us with everything about car registration and insurance stuff. She was very friendly and patient, providing very helpful information. She also took time to let us pick the car plate (number) and explained what kind of discounts we maybe eligible for. Both my husband and myself were grateful for her service. The price we got was fair and Beanth’s professionalism was very impressive. I will come back again when my insurance needs to be renewed. Strongly recommend it.

Helen ICE
Langley - BC