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Best car insurance, home insurance, and business insurance in Kelowna, British Columbia

Whether you’re searching for car insurance, truck insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Kelowna, BC, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

Reviews: 3.6

Contact Branch: 250-707-6810

Email: Westbank@westernfg.ca

Location: 3480 Carrington Rd Suite 108, Westbank, BC V4T 3C1

Hours:

Mon-Fri: 8:30am - 5:30pm
Sat: 9:00am - 5:00 pm
Sun: Closed

Get an Insurance Quote Now!

We offer Bundle & Save discounts on Home, Auto, Business, and Group Insurance.

Reviews: 3.6

Contact Branch: 250-707-6810

Email: Westbank@westernfg.ca

Location: 3480 Carrington Rd Suite 108, Westbank, BC V4T 3C1

Hours:

Mon-Fri: 8:30am - 5:30pm
Sat: 9:00am - 5:00 pm
Sun: Closed

Why Choose Western?

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We shop across trusted providers to find you the best coverage.

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Over 7,500 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Fast, Personalized Advice
Our local insurance experts understand your specific needs.

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Get covered fast with hassle-free, same-day insurance solutions.

Get a Quote Today

Whether you’re searching for car insurance, truck insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Kelowna, BC, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

Your local Canadian experts in car insurance, home insurance, and business insurance in Kelowna, BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Kelowna Community

West Kelowna, a city in the Okanagan region of British Columbia, supports approximately 32,660 people.

Your West Kelowna brokerage team can offer you policies for car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products and are dedicated to helping you find the best insurance in West Kelowna.

Look no further if you’re needing car and truck insurance today. When it comes to home insurance and business insurance, we offer the right protection. Our experts are also your trusted source for farm insurance and life insurance.

At Western’s Kelowna brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Insurance brokers find the best insurance package at the right price.

Our Insurance Brokers save you time and stress by hand-selecting the best insurance quotes across different providers to match your specific needs. After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Learn more about how insurance brokers compare rates across Canada

What do I need to know about car insurance in Kelowna, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Kelowna, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Reviewed By Your Kelowna Neighbours

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a month ago

A huge thanks to Liz, she spent an hour with us sorting out a very complicated situation. She was kind, understanding, and a pleasure to deal with.

Shane Jackson
West Kelowna

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2 months ago

Maddisen has been so incredibly helpful and kind! They are the best at answering my detailed insurance questions. The whole team has been great to deal with at the West K office.

Nancy Sommerfeld
West Kelowna

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6 months ago

The service we received was great, the process to exchange out of province drivers licenses was complicated and took some time to get through I am thankful for the help they provided. What was uncomfortable for everyone in the branch was when a staff member conducted performance conversations with one of the advisors right infront of everyone present, highly inappropriate and you could tell everyone was aware of what was going on. Not sure why she chose to do it infront of us all rather than behind close doors in the back. I felt so sorry for the lady being questioned about service she provided someone on a previous day.

Cory Szczepanski
West Kelowna