Needing car and truck insurance today? Renew your plates?
Welcome to your Western Financial Group Lloydminster (50 Avenue) insurance brokerage. Whether you’re looking for car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Lloydminster.
The city of Lloydminster, named the Border City for its unique geographic location, straddles the provinces of Alberta and Saskatchewan. Over 31,000 residents call Lloydminster home.
As your Lloydminster (50 Avenue) insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We access many superior products.
A proud supporter of our charitable arm, the Western Communities Foundation, our Saskatchewan branch gave over $45,000 to Habitat for Humanity, the Salvation Army and the SPCA in Lloydminster.
We’ve donated to these and other community organizations that strengthen Lloydminster.
Look no further if you’re needing car and truck insurance, home insurance or business insurance. Let our experts be your trusted source for farm insurance and life insurance.
We are dedicated to helping you find the right insurance in Lloydminster, Saskatchewan.
At Western’s Lloydminster brokerage, we have competitive rates and outstanding customer service. We listen to your concerns and help you customize a policy that fits your needs today and as they change.
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What do I need to know about car insurance in Lloydminister, Saskatchewan?
The Saskatchewan Auto Fund is the province's mandatory car insurance and vehicle registration program. Western Financial Group is authorized to sell Saskatchewan Government Insurance (SGI) Auto Fund car insurance.
When you register your vehicle in Lloydminister, you pay a flat registration fee and get a basic package of insurance on your plates. The insurance includes:
- Coverage for damage to your vehicle, subject to a deductible
- Personal injury insurance from a vehicle collision
- Liability insurance for damage your car causes to another vehicle or property, or injury to others
Your basic plate insurance includes $200,000 of liability coverage. If you’re responsible for losses more than $200,000, you’ll have to pay for the difference out of your own pocket.
Most vehicles with basic plate insurance have a $700 deductible.
You can increase your liability insurance and buy a car extension policy with the liability coverage limit you want.
What do I need to know about home insurance in Lloydminister, Saskatchewan?
Home insurance is not mandatory in Saskatchewan, but if you have a mortgage your lender will likely require you to have an insurance policy.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
Did you know that sewer backups are not covered under a basic home insurance policy.
Sewer backup insurance is an optional policy endorsement.
It will help pay for repairing or replacing damaged parts of your home and personal property.
How much coverage you need is determined by whether your basement is finished and whether you store valuable property there. Sewer backup insurance also covers additional living expenses, such as a hotel, if your home is uninhabitable during repairs following a sewer backup.
You’ll be protected and have peace of mind with home insurance in Lloydminister.