Needing car and truck insurance today? Renew your plates?
Welcome to your Western Financial Group Melfort insurance brokerage. Whether you’re looking for car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Melfort, Saskatchewan.
The city of Melfort in northeast Saskatchewan is supported by agriculture and resource sectors and has a population of approximately 6,000 people.
As your Melfort insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.
A proud supporter of our Western Communities Foundation charity, we’ve donated over $9,000 to Melfort initiatives including Habitat for Humanity, Salvation Army and Melfort Public Library.
Don’t miss the Melfort and District Museum and the Melfort Kinsmen Centenary Walking Trail.
Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance.
We are dedicated to helping you find the right insurance in Melfort, Saskatchewan.
At Western’s Melfort brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
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Western Financial Group is a proud member of the Insurance Brokers Association of Saskatchewan.
What do I need to know about car insurance in Melfort, Saskatchewan?
The Saskatchewan Auto Fund is the province's mandatory car insurance and vehicle registration program. Western Financial Group is authorized to sell Saskatchewan Government Insurance (SGI) Auto Fund car insurance.
When you register your vehicle in Melfort, you pay a flat registration fee and get a basic package of insurance on your plates. The insurance includes:
- Coverage for damage to your vehicle, subject to a deductible
- Personal injury insurance from a vehicle collision
- Liability insurance for damage your car causes to another vehicle or property, or injury to others
Your basic plate insurance includes $200,000 of liability coverage. If you’re responsible for losses more than $200,000, you’ll have to pay for the difference out of your own pocket.
Most vehicles with basic plate insurance have a $700 deductible.
You can increase your liability insurance and buy a car extension policy with the liability coverage limit you want.
What do I need to know about home insurance in Melfort, Saskatchewan?
Home insurance is not mandatory in Saskatchewan, but if you have a mortgage your lender will likely require you to have an insurance policy.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
Did you know that sewer backups are not covered under a basic home insurance policy.
Sewer backup insurance is an optional policy endorsement.
It will help pay for repairing or replacing damaged parts of your home and personal property.
How much coverage you need is determined by whether your basement is finished and whether you store valuable property there. Sewer backup insurance also covers additional living expenses, such as a hotel, if your home is uninhabitable during repairs following a sewer backup.
You’ll be protected and have peace of mind with home insurance in Melfort.
