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For more than 15 years, Optiom has helped Canadians worry less about their financial position and lifestyle when it comes to the benefits provided by traditional auto insurance. Optiom takes a customer-centric approach and provide greater value to Canadian drivers through our total loss vehicle replacement products and additional benefits.

Optiom is a vehicle replacement program that helps your insurance on your new or used vehicle keep pace with the true cost of replacement. Optiom’s vehicle replacement can be looked at as an enhancement to your current comprehensive coverage through your primary insurer. Optiom provides up to seven years of coverage on new vehicles and up to five years of coverage for used vehicles.