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A Canada Post strike began on September 26, 2025, which may result in delays in the delivery of insurance documents. We encourage you to use our available online tools to manage your policy.

Home insurance protects your home and its contents in the event of fire, theft, vandalism, or weather-related damage. It also provides liability coverage if someone is hurt on your property.

Why you may need it

  • Your home is your single biggest asset. If it is damaged or destroyed, can you afford to repair or replace your home and its contents?
  • Most banks and lenders require proof of home insurance before they will lend you money to buy a home.
  • If someone is hurt on your property and launches a lawsuit, you could find yourself facing financial hardship.

What you need to know

  • Home insurance is not one size fits all. Among the many factors that affect home insurance policies are size and age of the home and even location.
  • A broker has the experience to determine the cost to rebuild your home in the event of a total loss.