We are happy to continue to serve you in person at our other nearby location at 801 Regent Ave.
Our team continues to serve you digitally. Please feel free to reach out via phone at (204) 255-2653 and email at 138regent@wyattdowling.ca.
As brokers for Canada’s top insurance providers, we compare insurance options across Winnipeg and handle the details to secure the best coverage at competitive rates. We'll also provide five star customer support if you ever need to submit a claim.
From car insurance and Autopac, to home insurance and business coverage, we’ve been serving Winnipeg with expertise and care for more than a century. Visit our Regent Avenue branch for customer care or get a quote online today!
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2026-03-05
Dawn at wyatt searched and found the perfect policy for me at a great price she never fails she's the the best at what she does
Winnipeg -
2026-03-04
It was a fantastic experience , I came in with issues regarding my mpi , Namrata was able to help me take care of my issues and was very helpful I recommend everyone come to this location for insurance.
Winnipeg -
2025-12-23
Wyatt Dowling Insurance Brokers provided me with a phenomenal experience, and I cannot recommend them enough! Namrata, in particular, delivered the best service I could have ever asked for! About a year ago, I met Namrata at the 138 Regent Ave W location when I came in to discuss my car insurance. After we finished, she asked if I needed any other services, such as home insurance. At the time, I was very dissatisfied with my current home insurance broker, so I was interested. Unfortunately, after checking my renewal date, we realized it had just passed, so there was nothing we could do at that moment. Namrata kindly suggested that we revisit it the following year if I was still interested. True to her word, about a month before my next renewal date, Namrata reached out to me first and reminded me of the home insurance conversation we had a year earlier. Throughout the entire process, she was extremely professional, polite, gentle, and—most importantly—patient. Whenever I forgot to respond to emails, she followed up with another email or a call to make sure we stayed on track and completed everything before the renewal date. She would often apologize for “bugging” me, but if it weren’t for her persistence, I would not have found a much better home insurance policy and would likely still be stuck with my old one. Namrata went above and beyond, assisting me every step of the way, and truly did the best job possible! I feel very fortunate to have had Namrata as my advisor, and I highly recommend both her and Wyatt Dowling Insurance Brokers to anyone looking for outstanding service and genuine care!
Winnipeg -
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Serving Canadians Since 1905
Over a century of experience delivering trusted insurance solutions.
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Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.
Visit Wyatt Dowling, a subsidiary of Western Financial Group in Winnipeg, for comprehensive insurance solutions—covering your home, business, vehicle, and more. We provide services such as:
Car Insurance & Autopac - Protect your vehicle with affordable and reliable coverage.
Home Insurance – Secure your home and belongings from unexpected events.
Business Insurance – Safeguard your business operations with tailored policies.
Farm Insurance – Coverage to protect your farm, equipment, and livestock.
Life Insurance – Plan for the future and protect your family’s financial security.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
Located on Regent Avenue in West Transcona, our branch serves residents and businesses in one of Winnipeg’s historic east-end communities. West Transcona is known for its strong community spirit, family-friendly streets, parks, and convenient access to schools, shopping, and major routes, making it a vibrant and accessible area for homeowners and business owners alike.
What sets our Regent Avenue West Transcona branch apart is our deep understanding of the local community and its unique insurance needs. Whether you’re protecting your home, vehicle, or business, we provide personalized solutions and expert guidance tailored to West Transcona residents and business operators.
Our Regent Avenue branch offers a full range of insurance solutions, including car insurance, home insurance, and business insurance, as well as other personal and commercial coverage options. Clients benefit from local expertise, proactive risk management, and dependable claims support, ensuring they are fully protected in West Transcona and across Winnipeg.
Choosing Wyatt Dowling Insurance Brokers on Regent Avenue means working with a trusted local broker committed to community-focused service, tailored coverage, and reliable insurance solutions for the West Transcona neighbourhood.
A proud supporter of our Western Communities Foundation charity, we assist young leaders via student bursaries, strengthen local infrastructure and lend a helping hand during crises.
With 13 locations across the city of Winnipeg, Western Financial Group & Wyatt Dowling Insurance Brokers has the proud distinction of being the city’s largest insurance broker and one of the largest brokerages in Manitoba.
At our Winnipeg branch, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
When you buy car insurance, you must have a valid vehicle registration and get mandatory basic Autopac insurance from the Manitoba Public Insurance Corporation.
Autopac insurance includes personal injury insurance, all-perils insurance, and third-party liability insurance.
The average cost of car insurance in Manitoba right now is between $1,000 and $1,350 per year, depending on your vehicle type, optional coverage, and driving history. The recent rate increase by Manitoba Public Insurance adds about $51 to annual premiums, meaning most drivers are seeing average annual costs between $1,140 and $1,350 for typical coverage. That's about $100 a month.
Basic third-party liability coverage insures you up to $500,000 for claims that are made against you. You can get Autopac coverage to increase your third-party liability protection to $1 million, $2 million, $5 million, $7 million or $10 million.
You can also get higher liability limits through Special Risk Extension coverage.
To lower your auto insurance premiums, you’ll want to maintain a clean driving record, try bundling your car insurance with your home insurance policy, increase your deductible, and install approved anti-theft devices. Some insurers also offer discounts for completing defensive driving courses.
In Manitoba, car insurance is provided through the Manitoba Public Insurance (MPI) Autopac program, which is mandatory for every registered vehicle. Basic Autoplan (the minimum coverage) includes $500,000 in third party liability coverage, which can optionally be increased. The standard deductible for MPI Basic Autopan is $750 - this is the amount you have to pay out-of-pocket before MPI covers the rest of any damages.
No, you absolutely need insurance to drive a car in Winnipeg, or anywhere in Manitoba. The minimum fine for a first offense of driving without car insurance in Manitoba is a hefty $5,000, which can go up to $25,000. You might also be charged with extra court costs and surchrages, along with potential license suspension and vehicle impoundment. Make sure your insurance is up to date!
In Manitoba, if you are found 100% not at fault for the accident, you typically don't have to pay the deductible, or it'll be refunded. Sometimes you may need to pay a deductible to quickly get your vehicle repaired while it's still unclear who was at fault in the accident. If MPI determines that the other driver was at fault, they will waive or fully refund your deductible and cover the cost of your repairs.
Home insurance is not mandatory in Manitoba, but if you have a mortgage your lender will likely require you to have an insurance policy.
Home insurance helps you protect against:
Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.
Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.
You’ll be protected and have peace of mind with home insurance in Winnipeg.
Did you know that your home insurance policy does not cover damages or accidents that happen due to you running your business at your Winnipeg home?
5 Questions about insuring your home business
Property insurance could include just your home, or it could include a farm, business, or outbuildings. The cost of property insurance in Winnipeg varies widely depending on factors such as location, property value, and coverage options. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Manitoba.
The average cost of home insurance in Winnipeg, Manitoba ranges from $80 to over $100 per month, or $1000-$2000 annually, depending on factors such as location, property value, local weather, proximity to a fire station, whether you work from home or rent out your home, and any extra coverage options you opt for. Keep in mind that your unique home insurance rate really does depend on many factors, so these averages may not be accurate for your specific situation. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Manitoba.
When you reach out to us about home insurance in Winnipeg, MB, you'll typically need to provide details about your property including its age, construction materials, square footage, and any safety features you’ve already installed. Information about your personal claims history may also be required. Don't worry, we'll walk you through it!
Make sure your local home insurance policy includes coverage for the dwelling itself, personal property, liability protection, and additional living expenses in case of temporary displacement. Give us a call and we’ll help you understand exactly what your specific situation needs, including any optional coverages, such as sewer backup or overland water protection.
At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Winnipeg and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.
