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Renter's insurance

You’re one click away from a FAST and easy renter's insurance quote. One form. One price; it’s that simple.

We’re the right renter's insurance brokers you need for your home.

You won’t be covered under your landlord’s policy

Renter’s insurance is like home insurance. It covers damage to your contents, comes with personal liability coverage and provides additional living expenses. As Canada’s Insurance Broker, Western Financial Group has access to our nation’s top providers. Remember, you’ll need your own renter’s insurance policy - your landlord’s won’t cover you. With us, you’ll get the right coverage for what life can, and does, throw at a renter.

Protect your personal belongings

Your renter’s insurance policy reimburses you for damaged or stolen possessions. It covers your belongings in your home or if you take them with you when you leave for work, school, or to travel. You may believe that your stuff isn’t worth much but we’re here to say that it is; we insure based on a “new for old” basis. High value items? Speak to our licensed experts about scheduling these to ensure proper coverage under your policy.

It’s not just about your contents

Your renter’s insurance will cover you against the resulting expenses if you were ever held legally liable for injury to another person or unintentional damage to others’ property. It’s one of the most valuable coverages under your policy. Why? Costs associated with these unforeseen circumstances can be drastic. If you were found to be legally liable, this coverage protects your financial well-being.

You’re covered when you need it most

If your residence becomes uninhabitable following an insured loss, you will need to move out while repairs are being done. Additional living expenses coverage provides for the cost of re-locating to a short-term rental or hotel and covers storage, moving, eating out, pet boarding etc.

You’re one click away from a FAST and easy renter's insurance quote. One form. One price; it’s that simple.

Frequently asked questions:

 

Why do I require third party liability as a renter?

Personal liability not only protects your guests but also your landlord’s property. If you are liable for damaging the rental suite, for example, accidentally starting a fire while cooking, your renter’s insurance will help you cover the cost of repairs. If you need to move out while repairs are taking place in your home, your living expenses would also be covered.

What else does renter’s insurance cover?

Renter’s insurance generally includes coverage for:

  • Personal belongings, possessions at other locations and property in your car.
  • Medical expenses.
  • Property damage in your unit, property damage caused by you in a neighbouring unit.
  • Injury to visitors in your home that you are liable for.
  • Injury to visitors in your home that you are not liable for.
  • Injury caused by you to others while you are at another location.
  • Property damage or personal injury caused by you even if you are not found legally liable.
  • Legal fees if you are sued.
  • Living expenses if your rented home is unfit to live in because of repairs in your unit.
  • Living expenses if you need to move out while a neighbouring unit undergoes repairs.
  • Living expenses if you are forced to evacuate during a mass evacuation.

You’re one click away from a FAST and easy renter's insurance quote. One form. One price; it’s that simple.