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Car and home insurance in
Cold Lake, Alberta

Welcome to your Western Financial Group Cold Lake insurance brokerage. Whether you’re looking for car insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Cold Lake, Alberta.

Reviews: 4.3

Contact Branch: 780-594-5651

Email: ColdLake@westernfg.ca

Location: #1501 - 6603 51 Street (Box 236), Cold Lake, AB T9M 1C8.

Hours:

Mon-Fri: 9:00am - 5:00pm
Sat: Closed
Sun: Closed

Get an insurance Quote Now!

Reviews: 4.3

Contact Branch: 780-594-5651

Email: ColdLake@westernfg.ca

Location: #1501 - 6603 51 Street (Box 236), Cold Lake, AB T9M 1C8.

Hours:

Mon-Fri: 9:00am - 5:00pm
Sat: Closed
Sun: Closed

Why Choose Western?

  • Save Time - Let us simplify your insurance experience. We do the work for you!
  • Expert Advice - Our experts provide personalized coverage plans for your needs.
  • Best Value - We search for the best rates, so you don’t have to.

Get an Insurance Quote Today

Welcome to your Western Financial Group Cold Lake insurance brokerage. Whether you’re looking for car insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Cold Lake, Alberta.

We are your local experts for home insurance, business insurance, or car insurance today.

The city of Cold Lake in northeast Alberta is named after the nearby lake — the seventh largest in the province — and supports approximately 14,960 people. Don’t miss Cold Lake Provincial Park or the Iron Horse Trail. Our town is known for recreational outdoor opportunities no matter the season. We’re also nearby to Canadian Forces Base (CFB) Cold Lake.

A proud supporter of our charitable arm, the Western Communities Foundation, we’ve supported the Lakeland Humane Society and the Hearts for Healthcare among other local not-for-profits.

As your Cold Lake insurance brokers, we help you find the best available car insurance, home insurance, business insurance, farm insurance and life insurance, along with other world-class products. 

At Western’s Cold Lake brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and tomorrow. We are here for you!

Visit us in-branch, call 780-594-5651, or submit a quote request today to connect within minutes. We are dedicated to helping you find the right insurance in Cold Lake, AB.

 

Western Financial Group is a proud member of the Insurance Brokers Association of Alberta. 

Our Cold Lake insurance brokers find the best insurance package at the right price.

Our local experts save you time by hand-selecting the best insurance quotes across Canada to match your specific needs.
After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.

Whether you want to protect your home, business, farm, boat, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Learn more about how insurance brokers compare rates across Canada

What do I need to know about car insurance in Cold Lake, Alberta?

In Alberta, basic automobile insurance, which includes accident benefits and third-party liability, is required by law.

It’s mandatory to have a minimum of $200,000 in insurance and accident benefits coverage. Any coverage beyond this considered to be optional car insurance coverage. Decide if you want more than the minimum coverage and factor it into your budget.

Additional insurance coverage, such as collision and comprehensive, is not required by law.

All cars and trucks must have valid insurance and a vehicle registration certificate. As a first-time car owner, this is your responsibility.

Learn how to save on your first Car in Alberta.

What do I need to know about home insurance in Cold Lake, Alberta?

Home insurance is not mandatory in Alberta, but if you have a mortgage your lender will likely require you to have an insurance policy.

Alberta can have severe weather at times like tornadoes, wildfires, and hailstorms. Home insurance typically helps protect when these severe weather events happen.

Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.

Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.

Top 5 things to know about your Farm Insurance.

Reviewed by Your Neighbors in Cold Lake

     

We have been working with Western for our commercial policies for years and we were recently assigned to Hella-Ann as our policy manager. She is AMAZING! in all the years I have been dealing with the policy this has been the best experience I have had so far. Very informative and goes above and beyond to make sure the coverage was what we needed, thanks for all you do Hella-Ann!

Janine C.

     

Good Service, Friendly Staffs.

Bao L.

     

Hella-Ann and Janalee were both very knowledgeable and helpful with a straightforward approach! I managed to save approximately $1000 compared to my previous policy for 2 vehicles. Coverage was similar with lower deductibles on collision and comprehensive. I referred 2 friends as a result.

Jason S.