About Cold Lake Branch
The city of Cold Lake in northeast Alberta is named after the nearby lake — the seventh largest in the province — and supports approximately 14,960 people.
Don’t miss Cold Lake Provincial Park or the Iron Horse Trail. Our town is known for recreational outdoor opportunities no matter the season. We’re also nearby to Canadian Forces Base (CFB) Cold Lake.
As your Cold Lake insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance and are dedicated to helping you find the right insurance.
A proud supporter of our charitable arm, the Western Communities Foundation, we’ve supported the Lakeland Humane Society and the Hearts for Healthcare among other local not-for-profits.
We’ve donated to these and other community organizations that strengthen Cold Lake, Alberta.
Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance in Cold Lake.
At Western’s Cold Lake brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
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What do I need to know about car insurance in Cold Lake, Alberta?
In Alberta, basic automobile insurance, which includes accident benefits and third-party liability, is required by law.
It’s mandatory to have a minimum of $200,000 in insurance and accident benefits coverage. Any coverage beyond this considered to be optional car insurance coverage. Decide if you want more than the minimum coverage and factor it into your budget.
Additional insurance coverage, such as collision and comprehensive, is not required by law.
All cars and trucks must have valid insurance and a vehicle registration certificate. As a first-time car owner, this is your responsibility.
What do I need to know about home insurance in Cold Lake, Alberta?
Home insurance is not mandatory in Alberta, but if you have a mortgage your lender will likely require you to have an insurance policy.
Alberta can have severe weather at times like tornadoes, wildfires, and hailstorms. Home insurance typically helps protect when these severe weather events happen.
Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.
Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.