Best car insurance, home insurance, and business insurance in Cold Lake, Alberta
Whether you’re searching for car insurance, truck insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Cold Lake, AB, with over 100 years of experience.
As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim.
Contact us today for a FREE quote and protect what matters most!
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Your local Canadian experts in car insurance, home insurance, and business insurance in Cold Lake, Alberta.
At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:
- Car Insurance – Protect your vehicle with affordable and reliable coverage.
- Home Insurance – Secure your home and belongings from unexpected events.
- Business Insurance – Safeguard your business operations with tailored policies.
- Farm Insurance – Coverage to protect your farm, equipment, and livestock.
- Life Insurance – Plan for the future and protect your family’s financial security.
We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of Alberta.
Proudly Supporting the Cold Lake Community
The city of Cold Lake in northeast Alberta is named after the nearby lake — the seventh largest in the province — and supports approximately 14,960 people. Don’t miss Cold Lake Provincial Park or the Iron Horse Trail. Our town is known for recreational outdoor opportunities no matter the season. We’re also nearby to Canadian Forces Base (CFB) Cold Lake.
A proud supporter of our charitable arm, the Western Communities Foundation, we’ve supported the Lakeland Humane Society and the Hearts for Healthcare among other local not-for-profits.
As your Cold Lake insurance brokers, we help you find the best available car insurance, home insurance, business insurance, farm insurance and life insurance, along with other world-class products.
At Western’s Cold Lake brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and tomorrow. We are here for you!
Visit us in-branch, call 780-594-5651, or submit a quote request today to connect within minutes. We are dedicated to helping you find the right insurance in Cold Lake, AB.
Our Cold Lake insurance brokers find the best insurance package at the right price.
Our local experts save you time by hand-selecting the best insurance quotes across Canada to match your specific needs.
After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.
Whether you want to protect your home, business, farm, boat, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
Learn more about how insurance brokers compare rates across Canada
What do I need to know about car insurance in Cold Lake, Alberta?
In Alberta, basic automobile insurance, which includes accident benefits and third-party liability, is required by law.
It’s mandatory to have a minimum of $200,000 in insurance and accident benefits coverage. Any coverage beyond this considered to be optional car insurance coverage. Decide if you want more than the minimum coverage and factor it into your budget.
Additional insurance coverage, such as collision and comprehensive, is not required by law.
All cars and trucks must have valid insurance and a vehicle registration certificate. As a first-time car owner, this is your responsibility.
What do I need to know about home insurance in Cold Lake, Alberta?
Home insurance is not mandatory in Alberta, but if you have a mortgage your lender will likely require you to have an insurance policy.
Alberta can have severe weather at times like tornadoes, wildfires, and hailstorms. Home insurance typically helps protect when these severe weather events happen.
Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.
Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.
