Start onto the FAST Path to condo insurance in Alberta today
Condo insurance that’s right for you
Searching online for condo insurance coverage? You have come to the right place. We have options to provide exactly what you need. Our licensed brokers in Alberta are available to help you understand each coverage.
Condo insurance protects owners
Your condo corporation’s master insurance policy protects them from liability as well as damage to the common areas/the building’s structure. As unit owners, you will only be protected under your own condo insurance policy — not the master policy. Speak to a Western expert about contents, personal liability coverage and additional living expenses for your condo or townhouse today. Renters insurance is available as well.
Coverage for your belongings explained
Your belongings — your appliances, your TVs, your couches, all the content of your residence— are covered under your condo, townhouse policy on the basis of old-for-new. Any personal treasures of yours such as jewelry, etc, can be scheduled on your policy for proper coverage.
The benefits of a licensed insurance broker at Western
As Western Financial Group, Canada’s Insurance Broker, we’ve spent years providing people the right expertise they need for their condo insurance. Our licensed teams are trained, knowledgeable and able to help you with your insurance now and as your life changes. We access a wide suite of insurance products from Canada’s top insurance providers to best place your coverage.
Our insurance brokers will provide you the right condo insurance wherever you live in Alberta. We’re the licensed insurance experts you need serving Calgary, Edmonton, Red Deer and Lethbridge.
Talk to our team about your unique insurance needs today.
We also offer the following insurance products:
Frequently asked questions:
Why do I need condo insurance if my condo corporation already has a policy?
It’s often mistakenly assumed that you, as a condo owner, are covered under your buildings’ master insurance policy. A personal insurance policy for your condo or townhouse in Alberta will cover your contents, your unit (including any enhancements or betterments), your personal liability, as well as additional living expenses. Ensure you have a copy of your condo corporation’s up-to-date master insurance policy. Western Financial Group insurance brokers are trained in the ins and outs of condo insurance and will assist you in avoiding gaps in your personal coverage.
Am I covered for improvements and betterments under the condo’s master policy?
No, unfortunately any improvements or betterments that you, or a prior owner of the unit has made, will not be covered under the condo’s master insurance policy. Yet, this is a key coverage that you are able to receive as part of your personal insurance policy. This is another reason why having your own coverage is so vitally important as a condo owner.