How Do I Get a Renter's Insurance Quote at Western in Ontario?
Renter’s insurance is important because it protects you and your home from fire, theft, accidents and other unpredictable incidents. Renter’s insurance is not legally required but may be needed by your landlord. It is a step in the right direction for making your future financially stable.
Why do I need renter’s insurance?
Renter’s insurance gives you peace of mind when you are renting your home so you do not have to worry about how you would deal with unexpected events like being displaced or being sued.
Protect yourself from lawsuits
Renter’s insurance includes liability coverage, which means that if a third-party files a personal liability claim against you, your expenses will be covered. This includes but is not limited to injuries that happen in your home, which can cause expensive legal fees and medical bills and damage to your landlord’s property.
Protect your possessions
Losing the contents of your home can be devastating and having renter’s insurance will help you replace them if your home is damaged by wind, hail, fire, theft, or some types of water-related incidents. Your landlord’s insurance only covers their belongings, not yours, so you need renter’s insurance to cover the cost of replacing them.
Your renter’s insurance travels with you
Your renter’s insurance policy will cover your belongings even when you travel so you can enjoy your trip without worrying about what will happen if your expensive new camera is stolen. You can even rent accommodations on your vacation and your renter’s insurance will still apply.
If your landlord permits you to make improvements to your rented space these improvements are covered if something goes wrong so you can focus on choosing paint colors and making the space your own.
Your expenses will be covered if you are displaced
If you are forced to temporarily move out of your home while it is being repaired after a burst pipe causes water damage, for example, the cost of your accommodations and other expenses will be covered.
Get your renter’s insurance quote at Western
There are many reasons for protecting yourself and your home with renter’s insurance and getting started is easy. Whether you are moving out on your own for the first time or could use some guidance while looking for a new renter’s insurance policy, get a quote at Western. Finding the right renter’s insurance for you can seem like a challenge but Western insurance brokers are here to help.
Talk to a Western insurance broker to get a quote for renter’s insurance that meets your specific needs. It’s easy to get connected to one of our professionals. Our fastpath to insurance form only takes one minute. Plus, our licensed teams are just a call or click away.