How to Reduce Home Break-Ins with Technology
On average, there are approximately 200,000 break-ins reported each year in Canada. The average financial loss from a home burglary in Canada is around $5,000 and a significant portion of stolen property is never recovered, making prevention and insurance all the more important.
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When you set up technology to protect your home, not only will you have peace of mind on vacations, but you could also save on insuring your space and belongings. Having the right tech can also help deter package thieves.
How to reduce home break-ins with technology:
Smart security cameras
Install cameras around your home's exterior, particularly at entry points. Modern smart cameras come with features like motion detection, night vision, and real-time alerts to your smartphone. Be sure to respect your neighbours’ privacy.
Smart door locks
Upgrade to smart door locks, which allow you to lock and unlock your doors remotely. Some models also provide temporary access codes for trusted individuals.
Alarm systems
A comprehensive alarm system can deter intruders and alert you and local authorities to any break-ins. Look for systems with 24/7 monitoring services for added security.
Smart lighting
Smart lights can be controlled remotely and set on schedules, creating the appearance that someone is home. Some systems also offer motion detection to turn lights on automatically.
Video doorbells
Video doorbells allow you to see and communicate with anyone at your door via your smartphone, even when you're not home. This can be a great deterrent for potential intruders.
Window and door sensors
These sensors alert you if any window or door is opened while the system is armed. They are a critical component of a comprehensive home security system.
DIY vs. professional installation
When it comes to installing security devices, you have two main options: do it yourself (DIY) or hire a professional.
DIY installation is generally cheaper, depending on the complexity of your setup and the tools you have on hand. For a few simple lights, locks, and a small door camera, most people find it easiest to handle the set up on their own. Many modern security tools come with clear instructions and installation equipment, and you can likely find instructional videos online in a pinch.
Professional installation is best when dealing with any kind of advanced home security technology and will usually be recommended to you upon purchase of the system, along with contact information for your local technician. Ask about ongoing maintenance and service options, which can save you time and hassle in the long run.
Insurance discounts for security devices
Investing in home security devices not only protects your property but can also lead to savings on your home insurance. Be sure to ask about discounts for homes equipped with certain security features. Here’s how you might benefit:
Alarm systems: Homes with professionally monitored alarm systems often qualify for discounts. The presence of an alarm system reduces the risk of burglary, which can lead to lower premiums.
Security cameras: Insurance companies may offer discounts if you have a professionally installed camera system, particularly if it's monitored by a private security company.
Smart home devices: Some insurers provide discounts for homes equipped with smart devices like smart locks and lighting systems, as these can lower the risk of both theft and fire.
Bundling discounts: If you have multiple security features installed, you might be eligible for bundling discounts. Discuss with your insurance provider to see how you can maximize your savings.
By proactively investing in smart security devices, you not only protect your property but may also benefit from lower home insurance premiums.
Before you go on your next trip, make sure to review your home security measures and discuss possible discounts with your insurance provider. Enjoy your vacation knowing that your belongings are safe and secure!
