How to Squirrel-Proof Your Boat

How to Squirrel-Proof Your Boat

As boat owners prepare for the season, many are surprised to find unwanted guests—squirrels and other rodents—that have turned their vessel into a winter retreat. These critters can cause serious damage by chewing through wiring, upholstery, and even fuel lines.

Western Financial Group, a 100% Canadian company, can help you navigate your car, home, boat, and business insurance during this period of economic uncertainty.

To keep your boat in top condition, follow these squirrel-proofing steps.

Step 1: Inspect your boat for signs of squirrel activity

Before launching for the season, conduct a thorough inspection:

Look for entry points – Check around hatches, vents, and any small gaps where squirrels may have squeezed through.

Check for droppings and nesting materials – Squirrels build nests using leaves, insulation, or fabric, often in hidden areas like storage compartments or engine bays.

Inspect wiring and upholstery – Rodents love to chew on electrical wiring and seat cushions, which can create fire hazards and costly repairs.

Step 2: Block entry points and seal gaps

Once you identify potential entry points, take action to prevent squirrels from getting in:

Use steel mesh or hardware cloth – Cover vents and openings with strong materials that rodents can't chew through.

Seal small gaps – Use marine-grade sealant or expandable foam to close off any cracks or crevices.

Keep hatches and compartments securely closed – Always latch doors and covers when the boat is not in use.

Step 3: Discourage squirrels with repellents

Keeping squirrels away requires making your boat an unappealing place to nest:

Use natural deterrents – Peppermint oil, soap, vinegar, or predator scent repellents can discourage rodents from settling in.

Install ultrasonic devices – These emit high-frequency sounds that irritate pests but are harmless to humans.

Try motion-activated lights or sprinklers – If your boat is stored outdoors, these can scare off squirrels before they get too close.

Step 4: Store your boat properly in the off-season

A well-maintained storage routine can prevent infestations:

Keep your boat clean and free of food – Even small crumbs can attract rodents.

Use a high-quality boat cover – Ensure it fits snugly to prevent easy access.

Elevate your boat off the ground – If stored on land, use stands or blocks to make it harder for squirrels to climb aboard.

Check regularly – Periodic inspections throughout the off-season can catch problems before they escalate.

Does boat insurance cover rodent damage?

Check for coverage on animal damage – Some policies include coverage for rodent-related destruction, while others may exclude it.

Confirm coverage for electrical and mechanical damage – If squirrels chew through wiring, will your policy cover repairs?

Consider comprehensive boat coverage – This can protect against a wide range of risks, including vandalism, storms, and wildlife damage.

Speak to a Western Financial Group boat insurance expert about rodent coverage in your marine policy.

Keep your boat squirrel-free all year long

By taking proactive steps to squirrel-proof your boat, you can avoid costly damage and help ensure a trouble-free boating season. Regular inspections, proper storage, and preventive measures will help keep these unwanted critters at bay, allowing you to enjoy your time on the water.

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