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A Canada Post strike began on September 26, 2025, which may result in delays in the delivery of insurance documents. We encourage you to use our available online tools to manage your policy.

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Best car insurance, home insurance, and business insurance in
Kelowna, British Columbia

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Kelowna, BC (Harvey Ave), with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

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Why Choose Western

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We shop across trusted providers to find you the best coverage.

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Over 9,000 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Our local insurance experts understand your specific needs.

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Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

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Your local Canadian insurance broker in Kelowna, BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Kelowna Community

Kelowna, a city in British Columbia with approximately 129,000 residents, is known for parks, forests, vineyards, orchards and mountain landscapes and is located in the Okanagan Valley on beautiful Okanagan Lake.   

Our Kelowna (Harvey Avenue) brokerage team can offer you policies for car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products and are dedicated to helping you find the best insurance in Kelowna, British Columbia.

At Western’s Kelowna (Harvey Avenue) brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Living in Kelowna? Here's Everything You Need To Know About...

What do I need to know about car insurance in Kelowna, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Kelowna, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Western Proudly Supports Our Canadian Communities

At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Kelowna and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.

Empowering Indigenous Communities, Honouring Truth and Reconciliation

  September 29, 2025

Supporting Vegreville's Children: CALS Breakfast Clubs Make a Lasting Impact

  September 26, 2025

Giving Back in High River: Supporting Wild Rose Community Connections

  September 26, 2025

 

Broker Information

Kelowna, British Columbia

Reviews: 4.3

Contact Branch
250-979-3100
KelownaHarveyAve@westernfg.ca

Location
2025 Harvey Ave, Kelowna, BC V1Y 6G6

Hours

Mon-Fri: 8:00am - 6:00pm
Sat: 9:00am - 5:00pm
Sun: Closed

Your Trusted Insurance Broker in Kelowna, BC

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2025-09-10

I recently went to western financial to get a quote for auto insurance. Maddie made it super easy and walked me through it all while providing answers to all my questions. Sublime!

Kelowna - BC

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2025-08-16

We came to this insurance broker as we had just moved to Kelowna from another province and needed to insure our vehicles in BC. Nisa was so helpful and personable, explaining how insurance works in BC and was extremely patient with all our questions. You can tell that everyone that works in this office enjoys being there and it is such a pleasant atmosphere. We can't recommend this broker enough and we will definitely be back. Thank you again Nisa.

Kelowna - BC

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2025-07-21

I want to thank all the employees for the quick communication. Special thanks to the employee Taylor. Your work is fast, high-quality and admirable. Thank you for your patience and understanding. I wish you rapid development.

Kelowna - BC