Look no further if you’re needing ICBC renewals, car and truck insurance today.
Kelowna, a city in British Columbia with approximately 129,000 residents, is known for parks, forests, vineyards, orchards and mountain landscapes.
Our Kelowna (Lakeshore Rd.) brokerage team can offer you policies for car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many
other superior products and are dedicated to helping you find the best insurance in British Columbia.
Look no further if you’re needing car and truck insurance today. When it comes to home insurance and business insurance, we offer you the right protection. Our experts are also your
trusted source for farm insurance and life insurance.
At Western’s Kelowna (Lakeshore Rd.) brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits
your needs today and as they change.
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Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
What do I need to know about car insurance in Kelowna, B.C?
It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.
Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.
If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.
If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.
What do I need to know about home insurance in Kelowna, B.C?
Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.
- Dwelling coverage helps cover the cost of repairing or rebuilding your home.
- Personal property coverage helps replace personal property like electronics and furniture.
- Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.
