facebook pixel

find a broker

Find a Broker

FR

1-866-245-2779

Best ICBC renewal, business insurance, and home insurance in Kelowna, British Columbia

When it comes to protecting what matters most, our Kelowna insurance insurance brokers are here to help. Whether you’re searching for car insurance, truck insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Kelowna, BC.

As brokers for Canada’s most trusted insurers, we compare quotes nationwide, ensuring you get the right insurance coverage at competitive rates tailored to your needs.

Reach out to your local Western Financial Group insurance brokers today and let us help you find the perfect insurance solutions for life in Kelowna and beyond.

Get an Insurance Quote Now!

What are you looking for today?

Why Choose Western

{banner_icon_1_text} icon

Compare Insurance Quotes for Free 
We shop across trusted providers to find you the best coverage.

reviews icon

Over 7,611 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

{banner_icon_2_text} icon

Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

{banner_icon_3_text} icon

Fast, Personalized Advice
Our local insurance experts understand your specific needs.

{banner_icon_2_text} icon

Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

Get a Quote Today

{broker_intro}

Your local Canadian experts in car insurance, home insurance, and business insurance in Kelowna, BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Kelowna Community

Our Kelowna (Harvey Avenue) brokerage team can offer you policies for car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products and are dedicated to helping you find the best insurance in Kelowna, British Columbia.

Look no further if you’re needing car and truck insurance today. When it comes to home insurance and business insurance, we offer you the right protection. Our experts are also your trusted source for farm insurance and life insurance.

At Western’s Kelowna (Harvey Avenue) brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Living in Kelowna? Here's Everything You Need To Know About...

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Kelowna, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Kelowna, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Your Trusted Insurance Broker in Kelowna, BC

one_star.png

2025-01-18

Hayley Peerless truly lives up to her name!!! Even though we were late getting back to her around Xmas time, she got a new quote for us with a different insurer, as our current insurer upped our premiums by 90% because of the summer fires of 2023. (We were not directly affected, nor did we have to make a claim!) It's nice to have very capable people looking after our interests, even when we don't necessarily do it for ourselves!! Her handling of our file was truly PEERLESS!! Thanx Hayley!!

Norman and Maureen Poch
Kelowna

one_star.png

2025-01-18

Hayley Peerless truly lives up to her name!!! Even though we were late getting back to her around Xmas time, she got a new quote for us with a different insurer, as our current insurer upped our premiums by 90% because of the summer fires of 2023. (We were not directly affected, nor did we have to make a claim!) It's nice to have very capable people looking after our interests, even when we don't necessarily do it for ourselves!! Her handling of our file was truly PEERLESS!! Thanx Hayley!!

Norman and Maureen Poch
Kelowna

one_star.png

2025-01-18

Hayley Peerless truly lives up to her name!!! Even though we were late getting back to her around Xmas time, she got a new quote for us with a different insurer, as our current insurer upped our premiums by 90% because of the summer fires of 2023. (We were not directly affected, nor did we have to make a claim!) It's nice to have very capable people looking after our interests, even when we don't necessarily do it for ourselves!! Her handling of our file was truly PEERLESS!! Thanx Hayley!!

Norman and Maureen Poch
Kelowna

 

Broker Information

Kelowna, British Columbia

Reviews: 4.6

Contact Branch
250-979-3101
KelownaMission@westernfg.ca

Location
3275 Lakeshore Rd Suite 103, Kelowna, BC V1W 3S9

Hours

Mon-Sat: 9:00am - 5:00pm
Sun: Closed