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ICBC renewal and home insurance in
Kelowna, British Columbia

Welcome to your Western Financial Group Kelowna insurance brokerage. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Kelowna, British Columbia.

Reviews: 4.6

Contact Branch: 250-979-3101

Email: KelownaMission@westernfg.ca

Location: 3275 Lakeshore Rd Suite 103, Kelowna, BC V1W 3S9

Hours:

Mon-Sat: 9:00am - 5:00pm 
Sun: Closed

Get an Insurance Quote Now!

Reviews: 4.6

Contact Branch: 250-979-3101

Email: KelownaMission@westernfg.ca

Location: 3275 Lakeshore Rd Suite 103, Kelowna, BC V1W 3S9

Hours:

Mon-Sat: 9:00am - 5:00pm 
Sun: Closed

Why Choose Western?

  • Save Time - Let us simplify your insurance experience. We do the work for you!
  • Expert Advice - Our experts provide personalized coverage plans for your needs.
  • Best Value - We search for the best rates, so you don’t have to.

Get an Insurance Quote Today

Welcome to your Western Financial Group Kelowna insurance brokerage. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Kelowna, British Columbia.

Look no further if you’re needing ICBC renewals, car and truck insurance today.

Kelowna, a city in British Columbia with approximately 129,000 residents, is known for parks, forests, vineyards, orchards and mountain landscapes and is located in the Okanagan Valley on beautiful Okanagan Lake.   

Our Kelowna (Harvey Avenue) brokerage team can offer you policies for car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products and are dedicated to helping you find the best insurance in Kelowna, British Columbia.

Look no further if you’re needing car and truck insurance today. When it comes to home insurance and business insurance, we offer you the right protection. Our experts are also your trusted source for farm insurance and life insurance.

At Western’s Kelowna (Harvey Avenue) brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Insurance brokers find the best insurance package at the right price.

Our Insurance Brokers save you time and stress by hand-selecting the best insurance quotes across different providers to match your specific needs. After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Learn more about how insurance brokers compare rates across Canada

What do I need to know about car insurance in Kelowna, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Kelowna, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Setting the Standard in Insurance Broker Service

     

Hands down, Kevin Yamaoka is the Best "Insurance Advisor" I ever met! Highly knowledgeable, very efficient and personable. Just a really nice guy! :) I went into to see about house insurance. I always renew my car insurance there and I am always seen promptly, professionally and just as important, courteously - honestly, KUDOS to the whole team there.

Nicole M.

     

I walked in without an appointment and thankfully was directed to Sue Katoly. She went above and beyond to help me out. I will be back!

Brian M.

     

Sue Kaloty has consistently provided us with excellent customer service and support for the last 10 years. A couple of times over the years we have found ourselves in a more complicated situation with our insurance requirements and she has always risen to the challenge to find a good solution. I would not hesitate to recommend her.

Kimberley S.