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ICBC renewal and home insurance in
Smithers, British Columbia

Welcome to your Western Financial Group Smithers insurance brokerage. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Smithers, British Columbia.

Get a Quote

Call 250-847-4233

Reviews: 4.5

Location: 3895 1 Ave, Smithers, BC V0J 2N0

Hours:

Mon-Fri: 8:00am - 5:30pm
Sat: 9:00am - 5:00pm 
Sun: Closed

Email: Smithers@westernfg.ca

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Reviews: 4.5

Location: 3895 1 Ave, Smithers, BC V0J 2N0

Hours:

Mon-Fri: 8:00am - 5:30pm
Sat: 9:00am - 5:00pm 
Sun: Closed

Email: Smithers@westernfg.ca

british columbia coastal highway

Welcome to your Western Financial Group Smithers insurance brokerage. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Smithers, British Columbia.

Look no further if you’re needing ICBC renewals, car and truck insurance today.

The town of Smithers in northwestern British Columbia supports approximately 5,351 residents and is located close to halfway between Prince George and Prince Rupert.

As your Smithers insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.

A proud supporter of our Western Communities Foundation charity, we’ve donated over $18,000 to the Northwest Animal Shelter, Smithers Library, St. James Soup Kitchen etc.

Don’t miss Babine Mountains Provincial Park, Tyhee Lake Provincial Park, Driftwood Canyon Provincial Park, the Bulkley Valley Museum and skiing and outdoor opportunities at Hudson Bay Mountain Resort.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance.

We are dedicated to helping you find the right insurance in Smithers, British Columbia.

At Western’s Smithers brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and customize a policy that fits your needs.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Insurance brokers find the best insurance package at the right price.

Our Insurance Brokers save you time and stress by hand-selecting the best insurance quotes across different providers to match your specific needs. After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Learn more about how insurance brokers compare rates across Canada

What do I need to know about car insurance in Smithers, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Smithers, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Setting the Standard in Insurance Broker Service

     

Tyra Johnstone at western financial in smithers B.C. Went above and beyond in helping me with my out of province vehicle transfer. Answered all of my questions and was quick to respond when I had more by email. Courteous and knowledgable. Hands down the best icbc experience I’ve had. She even offered to go by and verify the vin number when it was getting an inspection. Thanks Tyra.

Eddy P.

     

Friendly professional staff very happy with the service. Thank you Western Financial.

Nathalie R.

     

On two occasions I have had the pleasure of dealing with Bailey Williams and she has consistently been professional, personable and efficient. I will definitely be a repeat customer.

Derek D.