Broker Information
Smithers, British Columbia
Reviews: 4.6
Contact Branch
250-847-4233
Smithers@westernfg.ca
Location
3895 1 Ave, Smithers, BC V0J 2N0
Hours
Mon-Fri: 8:00am - 5:30pm
Sat: 9:00am - 5:00pm
Sun: Closed
Car · Home · Business
Best Insurance Broker in Smithers, BC
Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Smithers, BC, with over 100 years of experience. As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim.
100% Canadian Owned
Serving Customers since 1905
13,000+ Reviews Across Western | 4.5
Your Trusted Insurance Broker in Smithers, BC
2026-02-27
It was good experience with Iris .She is so nice and explained well❤️
Smithers - BC
2026-02-27
It was great dealing with Iris. She was fantastic. Very pleasant, friendly and an all-around. Great experience, thank you
Smithers - BC
2026-01-24
I’d like to give a special thanks to Alberto, he was kind enough to not only talk me through everything but he took the old plates off my vehicle and put the new ones on. He was very kind and patient and efficient
Smithers - BC
Why Choose Western
Compare Insurance Quotes for Free
We shop across trusted providers to find you the best personal or commercial insurance coverage.
Serving Canadians Since 1905
Over a century of experience delivering trusted insurance solutions.
Fast, Personalized Advice From Experts
Our local insurance experts understand your specific needs.
Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.
Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.
Your local Canadian insurance experts in Smithers, BC.
At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:
- Car Insurance – Protect your vehicle with affordable and reliable coverage.
- Home Insurance – Secure your home and belongings from unexpected events.
- Business Insurance – Safeguard your business operations with tailored policies.
- Farm Insurance – Coverage to protect your farm, equipment, and livestock.
- Life Insurance – Plan for the future and protect your family’s financial security.
Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia.
Proudly Supporting the Smithers Community
The town of Smithers in northwestern British Columbia supports approximately 5,351 residents and is located close to halfway between Prince George and Prince Rupert.
A proud supporter of our Western Communities Foundation charity, we’ve donated over $18,000 to local initiatives like the Northwest Animal Shelter, Smithers Library, St. James Soup Kitchen etc.
Don’t miss Babine Mountains Provincial Park, Tyhee Lake Provincial Park, Driftwood Canyon Provincial Park, the Bulkley Valley Museum and skiing and outdoor opportunities at Hudson Bay Mountain Resort.
Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance.
We are dedicated to helping you find the right insurance in Smithers, British Columbia.
At Western’s Smithers brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and customize a policy that fits your needs.
Living in Smithers? Here's Everything You Need To Know About...
Comparing Insurance Options Across Canada
Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.
Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
What do I need to know about car insurance in Smithers, B.C?
It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.
Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.
If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.
If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.
What do I need to know about home insurance in Smithers, B.C?
Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.
Home insurance helps you protect against: Theft, Fire, Third- party “slip and fall” accidents, Vandalism.
You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.
- Dwelling coverage helps cover the cost of repairing or rebuilding your home.
- Personal property coverage helps replace personal property like electronics and furniture.
- Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.
Western Proudly Supports Our Canadian Communities
At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Smithers and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.
Western Communities Foundation Supports BC Wildfire Relief
August 19, 2026