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ICBC renewal and home insurance in
Victoria, BC

Welcome to your Western Financial Group Victoria insurance brokerage. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Victoria, British Columbia.

Reviews: 4.9

Location: 2950 Douglas St Suite 230, Victoria, BC V8T 4N4

Hours:

Mon-Fri: 9:00am - 5:00pm
Sat,Sun: Closed

Email: Victoria@westernfg.ca

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Reviews: 4.9

Location: 2950 Douglas St Suite 230, Victoria, BC V8T 4N4

Hours:

Mon-Fri: 9:00am - 5:00pm
Sat,Sun: Closed

Email: Victoria@westernfg.ca

british columbia coastal highway

Welcome to your Western Financial Group Victoria insurance brokerage. Whether you’re looking for ICBC renewals, car and truck insurance, home insurance, business insurance, farm insurance or life insurance, we’re your licensed experts in Victoria, British Columbia.

Look no further if you’re needing ICBC renewals, car and truck insurance today.

Victoria is the provincial capital of British Columbia and supports more than 84,289 people.

As your Victoria insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.

A supporter of our Western Communities Foundation, we’ve donated over $6,000 to St. Paul’s Foundation of Vancouver, Burnside Gorge Community Association and Cridge Family Centre etc.

Don’t miss the Victoria harbour, Fisherman’s Wharf Park, Craigdarroch Castle and the Royal BC Museum.

Look no further if you’re needing car and truck insurance, home insurance and business insurance. Let our experts be your trusted source for farm insurance and life insurance.

We are dedicated to helping you find the right insurance in Victoria, British Columbia.

At our Victoria brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia

Insurance brokers find the best insurance package at the right price.

Our Insurance Brokers save you time and stress by hand-selecting the best insurance quotes across different providers to match your specific needs. After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Learn more about how insurance brokers compare rates across Canada

What do I need to know about car insurance in Victoria, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Victoria, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

Setting the Standard in Insurance Broker Service

     

We worked with Brett Pippy for insurance on our new home purchase. Brett's professionalism, quick responses, and overall industry knowledge was so appreciated. Working with quick timelines in a property purchase can often be a stressful thing to go through but Brett worked hard to make our experience virtually stress free. Thanks Brett!

Jill C.

     

We were referred by a friend for homeowner insurance. From start to finish our experience was professional, prompt, and genuine. Plus the quote we received was very competitive.

Hans D.

     

I required quotes and coverage on my principal residence as well as other assets which required a lot of back & forth interaction. Brett Pippy was patient, knowledgeable & responsive throughout and could not have been more helpful. We were able to find solutions that fit my needs and their particulars. Excellent experience!

Steve