find a broker

Find a Broker

FR

LoginMy Account
Western Financial Group Western Financial Group
  • Personal

    Home Insurance

    Home Insurance

    Condo Insurance

    Renter's Insurance

    Seasonal Property Insurance

    Mobile Home Insurance

    Vehicle Insurance

     

    Car Insurance

    Motorcycle Insurance

    RV Insurance

    Boat Insurance

    ATV Insurance

    Snowmobile Insurance

    Vehicle Replacement Insurance

    Health & Life Insurance

    Life Insurance

    Disability Insurance

    Critical Illness Insurance

    Mortgage Life Insurance

    Financial Insurance

     

    TFSA

    GICs

    RESPs

    RRSPs

    Travel Insurance

     
  • Business

    Commercial Insurance

     

    Business Insurance

    Business Life Insurance

    General Liability Insurance

    Commercial Property Insurance

    D&O Liability Insurance

    Rental Property Insurance

    Legal Protection Insurance

    Errors & Omissions Insurance

    Cyber Liability Insurance

    TotalProtect Insurance

    Fleet Insurance

    Farm Insurance

    Product Liability Insurance

    Employee Benefits

    Employee Benefits

    TotalGuard Insurance

    Group Insurance 

     

    All Insurance Programs

    AMM Municipal Insurance Program

    CRA Insurance Program

    CVMA Insurance Program

    Crop Inputs Insurance Program

    Haven Municipal Insurance Program

    Hospitality Insurance Program

    Juno Restaurant Insurance

    BCRFA Restaurant Insurance

    Groupex Insurance Partnership

    CAM Movers Insurance

    Musical Instrument Insurance

    Independent Retail Insurance

    CAMA Insurance Program

    Biz Benefits Partnership

     

    Event Liability Insurance

     

    Charity Events or Fundraising Insurance

    Conferences and Conventions Insurance

    Corporate Events and Seminars Insurance

    Farmers’ Market Insurance

    Festival Insurance

    Hole-in-one Contest or Golf Tournaments Insurance

    Product Launches and Promotional Events Insurance

    Sporting Event Insurance

    Wedding Insurance

    Industries

    Cannabis

    Construction

    Contractors

    Daycares

    Greenhouses

    Hotels and Motels

    Manufacturing

    Municipalities

    Professional Services

    Property Management

    Retail

    Restaurants, Cafes, Delis, Fast Food

    Skilled Trades

    Technology

    Welders

  • Services

    MyWestern

    Payment Setup

    Registry Services

    Community Emergency Resources

    Personal Insurance Claims

    Commercial Insurance Claims

    Risk Management

  • About Us

    About Western

    Who We Are

    Executive Team

    Divisions

    Partners

    Western Coast Insurance

    Wyatt Dowling Insurance

    Sustainability

    Diversity, Equity and Inclusion

    Western News

    Blogs

    Careers

    Contact

    Communities Foundation

    Our Giving Programs

    About the Foundation

    Annual Giving Reports

    Annual National Walk

    Community Infrastructure Grants

    Foundation FAQs

    Sponsorship

    Western Communities Foundation

    Your donation will help improve local communities.

    Donate

1-866-860-1958

Get a Quote

Get a Quote

Main Menu

  • Personal
    • Home Insurance

      • Home Insurance

      • Condo Insurance

        Renter's Insurance

        Seasonal Property Insurance

        Mobile Home Insurance

    • Vehicle Insurance

       
      • Car Insurance

      • Motorcycle Insurance

        RV Insurance

        Boat Insurance

        ATV Insurance

        Snowmobile Insurance

        Vehicle Replacement Insurance

    • Health & Life Insurance

      • Life Insurance

        Disability Insurance

        Critical Illness Insurance

        Mortgage Life Insurance

    • Financial Insurance

       
      • TFSA

        GICs

        RESPs

        RRSPs

    • Travel Insurance

       
  • Business
    • Commercial Insurance

       
      • Business Insurance

      • Business Life Insurance

        General Liability Insurance

        Commercial Property Insurance

        D&O Liability Insurance

        Rental Property Insurance

        Legal Protection Insurance

        Errors & Omissions Insurance

        Cyber Liability Insurance

        TotalProtect Insurance

        Fleet Insurance

        Farm Insurance

        Product Liability Insurance

    • Employee Benefits

      • Employee Benefits

        TotalGuard Insurance

    • Group Insurance 

       
      • All Insurance Programs

        AMM Municipal Insurance Program

        CRA Insurance Program

        CVMA Insurance Program

        Crop Inputs Insurance Program

        Haven Municipal Insurance Program

        Hospitality Insurance Program

        Juno Restaurant Insurance

        BCRFA Restaurant Insurance

        Groupex Insurance Partnership

        CAM Movers Insurance

        Musical Instrument Insurance

        Independent Retail Insurance

        CAMA Insurance Program

        Biz Benefits Partnership

         
    • Event Liability Insurance

       
      • Charity Events or Fundraising Insurance

        Conferences and Conventions Insurance

        Corporate Events and Seminars Insurance

        Farmers’ Market Insurance

        Festival Insurance

        Hole-in-one Contest or Golf Tournaments Insurance

        Product Launches and Promotional Events Insurance

        Sporting Event Insurance

        Wedding Insurance

    • Industries

      • Cannabis

        Construction

        Contractors

        Daycares

        Greenhouses

        Hotels and Motels

        Manufacturing

        Municipalities

        Professional Services

        Property Management

        Retail

        Restaurants, Cafes, Delis, Fast Food

        Skilled Trades

        Technology

        Welders

  • Services
    • MyWestern

      Payment Setup

      Registry Services

      Community Emergency Resources

      Personal Insurance Claims

      Commercial Insurance Claims

      Risk Management

  • About Us
    • About Western

      • Who We Are

        Executive Team

        Divisions

        Partners

        Western Coast Insurance

        Wyatt Dowling Insurance

        Sustainability

        Diversity, Equity and Inclusion

        Western News

        Blogs

        Careers

        Contact

    • Communities Foundation

      • Our Giving Programs

        About the Foundation

        Annual Giving Reports

        Annual National Walk

        Community Infrastructure Grants

        Foundation FAQs

        Sponsorship

LoginMy Account

FR

1-866-860-1958

Get a Quote

Find a Broker

What is an attractive nuisance property?

What is an attractive nuisance property?

An attractive nuisance property refers to a property or feature on a property that’s usually attractive to children but also poses a potential danger to them.

Attractive nuisances are things like swimming pools, trampolines, abandoned buildings, construction sites, or other objects or conditions that might entice children to enter or interact with them out of curiosity, despite the potential hazards involved.

The specific legal requirements and definitions regarding attractive nuisances can vary from jurisdiction to jurisdiction, and they may depend on factors such as the age of the child, the nature of the property, and the foreseeability of the danger.

Property owners are encouraged to be aware of and take reasonable precautions to address attractive nuisances to avoid potential legal liabilities.

What counts as an attractive nuisance?

  • Swimming pools: Swimming pools are a classic example. Their water can be enticing to children, and they may not understand the dangers of drowning.
  • Trampolines: Trampolines can be attractive to children for play, but they pose a risk of injuries if not used safely.
  • Playground equipment: Swing sets, slides, and other play structures can be attractive to children, but they may also lead to injuries if not properly maintained or supervised.
  • Abandoned buildings or structures: Abandoned buildings or structures can be enticing for exploration, but they often present hazards like collapsing walls or floors.
  • Construction sites: Construction sites can attract children due to their equipment and materials, but they can be very dangerous due to heavy machinery, open pits, or other hazards.
  • Ponds or wells: Bodies of water, like ponds or wells, may be attractive to children, but they pose a drowning risk.
  • Railroad tracks: Railroad tracks can be fascinating to children, but they are very dangerous due to the risk of trains.
  • Old appliances or vehicles: Abandoned appliances or vehicles can be seen as playthings by children but may contain hazards, such as sharp edges or toxic substances.
  • Animals: In some cases, animals, especially if they're kept as pets or in a zoo-like setting, can be considered attractive nuisances if they pose a danger.

What are my responsibilities as the property owner of a ‘legal nuisance’?

The legal principle behind the concept of an attractive nuisance is that property owners have a duty to take reasonable steps to prevent harm to children who may be drawn to these attractive nuisances, even if the children are trespassing on the property.

This duty typically involves taking measures to secure or safeguard the property or feature to minimize the risk to children. Failing to do so can make the property owner liable for injuries or accidents that occur as a result of the attractive nuisance.

How do I protect myself against liability with any attractive nuisances on my property?

If you believe that your property might be considered an attractive nuisance, it's important to take steps to address potential hazards and minimize the risk to children. Try starting with these basic steps:

  • Identify attractive nuisances: First, identify any features on your property that might be attractive to children. This could include swimming pools, trampolines, playground equipment, abandoned structures, or other enticing objects or conditions.
  • Secure the area: Take measures to secure or restrict access to these attractive nuisances. Fences, gates, locks, and other physical barriers can be used to prevent unauthorized entry.
  • Warning signs: Use warning signs to inform visitors and potential trespassers of the potential dangers. Signs can help establish that you've taken reasonable steps to warn people about the risks.
  • Regular maintenance: Ensure that your property is well-maintained and free from hazards. For example, keep swimming pools clean and maintained, remove debris, and repair broken equipment.
  • Supervision: If you have attractive nuisances on your property, consider supervising any children who have permission to be there. This can help ensure their safety.
  • Homeowners insurance: Make sure your homeowners insurance policy covers liability for injuries on your property. This can provide financial protection in case of accidents or injuries.
  • Consult legal advice: It's advisable to consult with a legal professional to understand the specific laws and regulations related to attractive nuisances in your jurisdiction. They can provide guidance on how to minimize your liability and protect your interests.

Remember that laws regarding attractive nuisances can vary by location, so it's crucial to consult with a local legal expert or insurance provider who is knowledgeable about the specific regulations in your area.

Taking proactive steps to address potential hazards on your property can help protect both children and your legal interests.

My property has an attractive nuisance and someone has made a claim against me. What now?

You should always be sure to have homeowners’ insurance on your property, as this will cover you against liability. If someone makes a claim against you related to an attractive nuisance on your property, here's what typically happens:

  • Claim Notification: You will receive a notice or formal complaint from the individual, their attorney, or their representative, stating that they believe you are legally responsible for an injury or harm caused by an attractive nuisance on your property. This will likely come in the form of a demand letter or a lawsuit.
  • Legal consultation: It's highly advisable to consult with an attorney who specializes in premises liability or property-related claims as soon as you receive the claim. They can provide guidance on how to proceed. You’ll want to reach out to your insurance provider as well.
  • Claim evaluation: Your attorney will evaluate the validity of the claim. They may gather evidence, interview witnesses, and review relevant documents to assess the strength of the claim.
  • Response preparation: Your attorney will draft and file a response to the claim, either accepting or denying liability. This response will present your legal defenses and arguments.
  • Negotiation attempts: Often, parties will attempt to negotiate a settlement outside of court. Your attorney will represent your interests during these discussions, aiming to reach a mutually agreeable resolution.
  • Legal proceedings: If a settlement cannot be reached, the case may proceed to court. Both sides will present their arguments and evidence, and a judge or jury will make a determination.
  • Potential outcomes: Depending on the court's decision, you may be required to compensate the claimant for their injuries or losses, and the court may specify actions you need to take to address the attractive nuisance.
  • Insurance involvement: If you have liability insurance for your property, your insurance provider may handle the claim on your behalf, including investigation, negotiations, and legal representation, if needed, up to the policy limits.
  • Appeal options: If you disagree with the court's decision, you may have the option to appeal the judgment to a higher court.
  • Settlement opportunities: At any stage of the process, the parties may agree to a settlement, which can bring the matter to a close without a court judgment.

While the specifics of each claim are going to vary greatly, you can do yourself a favour by preemptively doing your best to create a safe environment on your property and make sure you’re covered by homeowners or liability insurance.

GET A QUOTE

Recent Blog Posts

Basic Boating Safety
What's Basic Boating Safety?

May 14, 2025


Common Home Insurance Claims Canada
What are Canada's Top Home Insurance Claims?

May 13, 2025


Mark Missal Farm Insurance
Western's Farm Insurance Has Roots in Our Communities

May 8, 2025


Western Financial Group

2025 Western Financial Group. All rights reserved.

Privacy / Legal | Accessibility Guidelines | Fair Treatment of Customers Policy | Terms of Use | Compensation Disclosure | Complaints Process | Media Relations | Mergers & Acquisition | Careers | Sitemap