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Best car insurance, home insurance, and business insurance in King City, Ontario

Whether you’re searching for car insurance, truck insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in King City, ON, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

Contact us today for a FREE quote and protect what matters most!

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Why Choose Western

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Serving Canadians Since 1905 
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Your local Canadian insurance broker in King City, Ontario.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of Ontario. 

Proudly Supporting the King City Community

King City is a community of more than 8,000 residents about an hour north of Toronto in York Region. It’s characterized by rolling hills and forests and is on the Oak Ridges Moraine. The area is known for its horse and cattle farms. King City is also home to the Thornton Bales Conservation Area.

The Marylake Augustinian Monastery, also known as Marylake Monastery, Marylake Shrine, or as just Marylake, is an Augustinian monastery in King City.

The King City Community Centre and King City Arena host numerous activities, such as youth hockey league matches and yoga classes and many community events throughout the year.

King City Memorial Park, next to the arena, has two baseball fields, several soccer fields, two children's playgrounds, and tennis courts. The King Township Museum is also another attraction to visit.

Look no further if you’re needing car and truck insurance, home insurance and business insurance in King City. Let our experts be your trusted source for farm insurance and life insurance. We are dedicated to helping you find the right insurance in King City, Ontario.

At Western’s King City brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Western Financial Group is a proud member of the Insurance Brokers Association of Ontario. 

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in King City, Ontario?

 As a resident of Ontario, you need mandatory car insurance coverage that protects you, your passengers, and other drivers.

 Under the Compulsory Automobile Insurance Act of Ontario, it is illegal to drive a motor vehicle that is not insured.

There are four types of car insurance that are legally required in Ontario: 

  • Third-party Liability Coverage: You must have a minimum of $200,000 in third-party liability coverage as part of your mandatory car insurance. It’s highly recommended that you purchase a higher limit. It protects you if someone is killed or injured, or their property is damaged, and you are found to be legally liable. 
  • Statutory Accidents Benefits Coverage: It provides you with benefits if you are injured in an accident, no matter who is found to be responsible. It includes supplementary medical, rehabilitation and attendant care, caregiver, non-earner and income replacement benefits, and there are options to increase most of these coverages. 
  • Direct Compensation- Property Damage (DCPD) Coverage:       It covers damage to your car or its contents, and for the loss of use of your car or its contents, if another person was at fault for the accident. It is called direct compensation because even though someone else causes the damage, you collect directly from your own insurer. 

Insurance coverage under the DCPD section only applies if the following conditions are met: The accident took place in Ontario and there was at least one other vehicle involved in the accident. At least one of the other vehicles is insured by an insurance company licensed in Ontario. 

  • Uninsured Automobile Coverage: It protects you and your family if you are injured or killed by a hit-and-run driver or by an uninsured motorist. It covers damage to your car caused by an identified uninsured driver. 

5 Questions about mandatory car insurance in Ontario

What do I need to know about home insurance in King City, Ontario?

Home insurance is not mandatory in Ontario, but if you have a mortgage your lender will likely require you to have an insurance policy.

Home insurance helps you protect against:

  • Theft
  • Fire
  • Third- party “slip and fall” accidents
  • Vandalism

Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.

Home insurance also covers your personal belongings and helps protect you should someone get injured at your Bolton home.

You’ll be protected and have peace of mind with home insurance in Bolton.

5 Reasons why you need tenant insurance in Ottawa

Your Trusted Insurance Broker in King City, ON

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2024-09-04

If you can find anyone as efficient as Maryann then they must be related to her. Maryann is #1 Thank you for all you do Maryann.

Pati Bolduc
King City - ON

one_star.png

2024-09-04

If you can find anyone as efficient as Maryann then they must be related to her. Maryann is #1 Thank you for all you do Maryann.

Pati Bolduc
King City - ON

one_star.png

2024-09-04

If you can find anyone as efficient as Maryann then they must be related to her. Maryann is #1 Thank you for all you do Maryann.

Pati Bolduc
King City - ON

 

Broker Information

King City, Ontario

Reviews: 4.9

Contact Branch
(905) 833-6691
kingcity@westernfg.ca

Location
Unit 26, 1700 King Rd, King City, ON L7B 0N1

Hours

Mon-Thu: 9:00am - 5:00pm
Fri: 9:00am - 4:30pm