Western Financial Group offices will be closed Monday, February 17 in observance of Family Day. We will reopen on Tuesday, February 18. For emergency claims, please call 1-877-599-7299.

best insurance broker in downtown medicine hat alberta

Car · Home · Business
Your Local Insurance Broker in Downtown Medicine Hat, AB

For over 100 years, Western Financial Group has helped Canadians protect what matters most. As your local insurance broker in dowtown Medicine Hat, AB, we compare quotes from Canada's top insurance providers to find you the right car insurance, home insurance and business insurance. Contact us today to review your coverage, including hailstorm protection.
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Serving Customers since 1905
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Broker Information

Medicine Hat, Alberta

Reviews: 4.1

Contact Branch
403-526-2885
MedicineHatDowntown@westernfg.ca

Location
459 2 St SE, Medicine Hat, AB T1A 0C4

Hours

Mon-Fri: 8:30am - 5:00pm
Sat/Sun: Closed

What Our Downtown Medicine Hat Customers Say:

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2026-05-12

A big "thank you" to Hubert Roufosse and Tracey Arcand for putting together our unique insurance needs. We appreciate your knowledge and professionalism at Western Financial South on Trans Canada Way SE

Medicine Hat - AB

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2026-05-01

Nicole and staff are a pleasure to work with, has been nothing but positive outcomes. Had my insurance claim handled in one day.

Medicine Hat - AB

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2026-04-09

Brijesh Dabhoya went out of his way for me to help me with my van insurance and made my transition a much easier and less stressful one thank you!! Showed me that they are there to help when you need it!! 5 stars to Western Financial and Brijesh! Thank you!!

Medicine Hat - AB

Why Choose Western

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Compare Insurance Quotes for Free 
We shop across trusted providers to find you the best personal or commercial insurance coverage.

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13,000+ Reviews | 4.5 Stars

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Fast, Personalized Advice From Experts
Our local insurance experts understand your specific needs.

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Convenient Same-Day Service
Get covered fast with hassle-free, same-day insurance solutions.

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Giving Back
Through the Western Communities Foundation.
Over $9M donated since 2001 to strengthen communities.

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Insurance from Your Downtown Medicine Hat Brokers

Whether you own an older home near the river, rent downtown or run a business in the core, our 2 Street SE brokers compare options from several Canadian insurers to protect what matters to you. Our services include:

  1. Car Insurance – Mandatory and optional coverage for your car or truck, including comprehensive for hail, with help understanding Alberta's new Care-First system.
  2. Home Insurance – Protection for your home and belongings, with options for overland flood and sewer backup, which matter in a river city.
  3. Business Insurance – Commercial property, liability and business interruption for downtown shops, restaurants, offices and trades.
  4. Farm Insurance – Coverage for farms and acreages in Cypress County, including buildings, equipment, livestock and liability.
  5. Life Insurance – Life, critical illness and disability coverage to protect your family's financial security.

We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of Alberta.

Proudly Supporting Downtown Medicine Hat

Downtown is where Medicine Hat began, with historic brick buildings, local shops and restaurants, and established neighbourhoods like Riverside and the Flats along the South Saskatchewan River. Our 2 Street SE team serves customers throughout the city and surrounding Cypress County.

Many downtown and Riverside homes are decades old, and some sit close to the river. In 2013, close to 10,000 Medicine Hat residents were evacuated during flooding. We'll make sure your home is insured for its full rebuild cost and explain your overland flood and sewer backup options. 

In support of our Western Communities Foundation charity, our 2 Street SE team has donated over $24,000 to Medicine Hat initiatives such as HALO Air Ambulance, Red Cross Alberta Flood Relief and AJ’s Loan Cupboard etc.

Between appointments, enjoy what's close by downtown: the river valley trails, Police Point Park, the Esplanade Arts & Heritage Centre and the Saamis Tipi, the world's tallest tipi.

Get a Free Insurance Quote Today!

At our downtown Medicine Hat branch, we're dedicated to finding you the right coverage at the best rate, whether you're protecting your home, vehicle or business.

Our office is open Monday to Friday. Need Thursday evening or Saturday hours? Our Strachan Road and Trans Canada Way branches are open until 7:00 p.m. on Thursdays and from 9:00 a.m. to 5:00 p.m. on Saturdays.

Visit us in-branch at 459 2 St SE, call 1-866-860-1958, or submit a quote request today and get connected in minutes!

Living in Medicine Hat? Here's Everything You Need To Know About...

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Medicine Hat, Alberta?

In Alberta, basic automobile insurance, which includes accident benefits and third-party liability, is required by law.

It’s mandatory to have a minimum of $200,000 in insurance and accident benefits coverage. Any coverage beyond this considered to be optional car insurance coverage. Decide if you want more than the minimum coverage and factor it into your budget.

Additional insurance coverage, such as collision and comprehensive, is not required by law.

All cars and trucks must have valid insurance and a vehicle registration certificate. As a first-time car owner, this is your responsibility.

Learn how to save on your first Car in Alberta.

What do I need to know about home insurance in Medicine Hat, Alberta?

Home insurance is not mandatory in Alberta, but if you have a mortgage your lender will likely require you to have an insurance policy.

Alberta can have severe weather at times like tornadoes, wildfires, and hailstorms. Home insurance typically helps protect when these severe weather events happen.

Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.

Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.

Top 5 things to know about your Farm Insurance.

Western Proudly Supports Our Canadian Communities

At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Medicine Hat and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.