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About Petawawa Branch

 

Petawawa is a town in the eastern portion of southern Ontario (Renfrew County) with over 17,000 residents. With its origins as a settlement by the Algonquin First Nation, the area is now well known for our connection to nature and the military with Canadian Forces Base Petawawa as a major employer.

Located at the confluence of the Ottawa River and Petawawa River and situated west of Ottawa, our community in the Ottawa Valley is an outdoors mecca. We are the gateway to Algonquin Provincial Park.

Our town’s slogan is correct — we are dynamic by nature. Events? You must check out the Upper Ottawa River Race and Paddle Festival and our Get to the Point Beach Festival at Petawawa Point etc.

Your Western Financial Group Petawawa brokers on Hilda Street (formerly EGM Insurance) offer car and truck insurance, home insurance, business insurance, travel insurance, seasonal property, farm insurance and recreational vehicle insurance etc.

We have access to many other superior products including affordable group insurance plans. We are dedicated to finding you the best insurance solutions in Petawawa, Ontario.

Look no further if you’re needing car and truck insurance today. Plus, when it comes to home insurance and business insurance, we offer the right protection. Our expert brokers are also your trusted source for farm insurance and seasonal property (cottage) insurance.

At Western’s Petawawa brokerage, we have competitive rates and serve outstanding customer care. You can be assured all our insurance brokers are fully-licensed experts.

It’s our mission to advocate and negotiate on your behalf with all major insurance companies. By investigating all options, we, in turn, provide you an optimized insurance solution that fits your needs.

We have been a mainstay of the insurance community in Petawawa and Pembroke for decades, and our goal is to remain so for many decades more. Come and experience the Western Financial Group difference for yourself. Our expert brokers are just a call, click or branch visit away.

Over 6,306 5-Star Reviews

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Western Financial Group is a proud member of the Insurance Brokers Association of Ontario

What do I need to know about car insurance in Petawawa, Ontario?

As a resident of Ontario, you need mandatory car insurance coverage that protects you, your passengers, and other drivers.

Under the Compulsory Automobile Insurance Act of Ontario, it is illegal to drive a motor vehicle that is not insured.

There are four types of car insurance that are legally required in Ontario:

  • Third-party Liability Coverage: You must have a minimum of $200,000 in third-party liability coverage as part of your mandatory car insurance. It’s highly recommended that you purchase a higher limit. It protects you if someone is killed or injured, or their property is damaged, and you are found to be legally liable.
  • Statutory Accidents Benefits Coverage: It provides you with benefits if you are injured in an accident, no matter who is found to be responsible. It includes supplementary medical, rehabilitation and attendant care, caregiver, non-earner and income replacement benefits, and there are options to increase most of these coverages.
  • Direct Compensation- Property Damage (DCPD) Coverage:       It covers damage to your car or its contents, and for the loss of use of your car or its contents, if another person was at fault for the accident. It is called direct compensation because even though someone else causes the damage, you collect directly from your own insurer.

Insurance coverage under the DCPD section only applies if the following conditions are met: The accident took place in Ontario and there was at least one other vehicle involved in the accident. At least one of the other vehicles is insured by an insurance company licensed in Ontario.

  • Uninsured Automobile Coverage: It protects you and your family if you are injured or killed by a hit-and-run driver or by an uninsured motorist. It covers damage to your car caused by an identified uninsured driver.

5 Questions about mandatory car insurance in Ontario

What do I need to know about home insurance in Petawawa, Ontario?

Home insurance is not mandatory in Ontario, but if you have a mortgage your lender will likely require you to have an insurance policy.

Home insurance helps you protect against:

  • Theft
  • Fire
  • Third- party “slip and fall” accidents
  • Vandalism

Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.

Home insurance also covers your personal belongings and helps protect you should someone get injured at your Petawawa home.

You’ll be protected and have peace of mind with home insurance in Petawawa.

5 Reasons why you need tenant insurance in Ottawa

Western Financial Group also serves these other Ontario locations: 

Car Insurance

Home Insurance

Business Insurance

Setting the Standard in Insurance Broker Service

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Carol J.

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Very happy with the quick service I received this morning from Western Financial upon requesting a policy change.

Laura Meier

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The most helpful insurance brokers around. They have been working with military families for a long time and know the ins-and-outs. As a military family, we love having the piece of mind knowing if something goes wrong with the house, help is just down the street. I would recommend them to everyone!

Darrell Thompson

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A fantastic team that provides excellent customer service. Always very helpful and friendly over the phone and at every visit.