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Best car insurance, business insurance, and home insurance in
Red Deer, Alberta

Whether you’re searching for car insurance, truck insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Red Deer, AB.

As brokers for Canada’s most trusted insurers, we do all the heavy lifting for you, ensuring you get the right insurance coverage at competitive rates tailored to your needs.

Reach out to your local Western Financial Group insurance brokers today and let us help you find the perfect insurance solutions for life  in Red Deer and beyond.

Reviews: 4.4

Contact Branch: 403-347-2692

Email: RedDeer@westernfg.ca

Location: 120 4925 30 Street, Red Deer, AB T4N 5G7

Hours:

Mon-Fri: 8:30am - 5:00pm 

Get an Insurance Quote Now!

Reviews: 4.4

Contact Branch: 403-347-2692

Email: RedDeer@westernfg.ca

Location: 120 4925 30 Street, Red Deer, AB T4N 5G7

Hours:

Mon-Fri: 8:30am - 5:00pm 

Why Choose Western?

  • Save Time - Let us simplify your insurance experience. We do the work for you!
  • Expert Advice - Our insurance experts provide personalized coverage plans for your needs.
  • Best Value - We search for the best insurance rates, so you don’t have to.

Get an Insurance Quote Today

Whether you’re searching for car insurance, truck insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Red Deer, AB.

As brokers for Canada’s most trusted insurers, we do all the heavy lifting for you, ensuring you get the right insurance coverage at competitive rates tailored to your needs.

Reach out to your local Western Financial Group insurance brokers today and let us help you find the perfect insurance solutions for life  in Red Deer and beyond.

Your Red Deer experts in car insurance, home insurance, and business insurance.

As your Red Deer insurance brokers, we help you find the best available car insurance, home insurance, business insurance, farm insurance and life insurance, along with other world-class products. We also offer insurance solutions to local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of Alberta. 

A proud supporter of our charitable arm, the Western Communities Foundation, we’ve donated over $11,000 to local  community organizations that strengthen Red Deer.

At Western’s Red Deer brokerage, we can help you get the best possible rate on the market for your needs with outstanding customer service. We’ll help you customize a policy that fits your needs today and tomorrow. We are here for you!

Visit us in-branch, call 403-347-2692, or submit a quote request today to connect within minutes. We are dedicated to helping you find the right insurance in Red Deer, Alberta.

Living in Red Deer? Here's Everything You Need To Know About...

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about home insurance in Red Deer, Alberta?

Home insurance is not mandatory in Alberta, but if you have a mortgage your lender will likely require you to have an insurance policy.

Alberta can have severe weather at times like tornadoes, wildfires, and hailstorms. Home insurance typically helps protect when these severe weather events happen.

Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.

Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.

How much is property insurance in AB? 

Property insurance could include just your home, or it could include a farm, business, or outbuildings. The cost of property insurance in Red Deer varies widely depending on factors such as location, property value, and coverage options. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Alberta. 

How much does home insurance typically cost in AB? 

The average cost of home insurance in Red Deer, Alberta ranges from $800 to $2,339 annually, depending on factors such as location, property value, local weather, proximity to a fire station, whether you work from home or rent out your home, and any extra coverage options you opt for. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Alberta. 

What questions do I need to answer to get home insurance? 

When seeking home insurance in Red Deer, Alberta, you'll typically need to provide details about your property including its age, construction materials, square footage, and any safety features you’ve already installed. Information about your personal claims history may also be required. Here’s a detailed list of questions your insurance agent might ask. 

What should I make sure is included in my home insurance? 

Make sure your home insurance policy includes coverage for the dwelling itself, personal property, liability protection, and additional living expenses in case of temporary displacement. Give us a call and we’ll help you understand exactly what your specific situation needs, including any optional coverages, such as sewer backup or overland water protection. 

What do I need to know about car insurance in Red Deer, Alberta?

In Alberta, basic automobile insurance, which includes accident benefits and third-party liability, is required by law.

It’s mandatory to have a minimum of $200,000 in insurance and accident benefits coverage. Any coverage beyond this considered to be optional car insurance coverage. Decide if you want more than the minimum coverage and factor it into your budget.

Additional insurance coverage, such as collision and comprehensive, is not required by law.

What is the average cost of car insurance in Alberta?  

The average annual cost of car insurance in Alberta is approximately $1,316, though this can vary based on factors like your driving history, the age and model of your vehicle, and the coverage level you selected. We can help you compare rates from multiple car insurance providers.   

How can I reduce my auto insurance in Alberta? 

To lower your auto insurance premiums, you’ll want to maintain a clean driving record, try bundling your car insurance with your home insurance policy, increase your deductible, and install approved anti-theft devices. Some insurers also offer discounts for completing defensive driving courses. 

What is the minimum auto insurance coverage in Alberta? 

In Alberta, drivers are required to have a minimum of $200,000 in third-party liability coverage. However, many opt for higher limits to ensure adequate protection. Accident benefits coverage is also mandatory, providing compensation for medical expenses and loss of income due to injury. 

Can you drive a car without insurance in Alberta? 

Operating a vehicle without valid insurance in Alberta is illegal and can result in fines ranging from $2,875 to $10,000 for a first offense, along with potential license suspension and vehicle impoundment. Make sure your insurance is up to date! 

Do you pay deductible if not at fault in a car accident in Alberta? 

If you're involved in a car accident in Alberta and are not at fault, you typically do not have to pay the deductible for vehicle repairs. The at-fault driver's insurance is responsible for covering the damages. 

Reviewed By Your Red Deer Neighbours

     

The experience I have with Remi was top notch, her calmness and attentiveness shows how Western Financial Group Inc. values and hold their customers in high esteem. She was put me through ease and made sure I got what I needed. Great customer service

Oki S.

     

Big shout out to Kalista Geddes and Kelsi Flater. Their customer service is second to none. They always go above and beyond to make sure my needs are met, definitely exceeding my expectations every time. I was completely impressed with their professionalism and customer service. Thank you guys so very much for all the help and support I really appreciate them for all them help. Thank you so much guys.

Waleed A.

     

I just switched insurance companies and western was able to save me hundreds of dollars a month. They have the best customer service with the friendliest staff. Kelsi helped set me up with a monthly payment plan that accommodated my needs and Ashton was able to give me the cheapest rates I've ever seen. I would recommend this company to everyone.

Carson P.