100% Canadian Owned
13,000+ Reviews Across Western | 4.5
2026-04-16
Sayed Rahman Peyawary is such a great employee that cares about his customers. Every year I would forget to renew my insurance for my snowmobile if it wasn't for Sayed emailing me a month before the due date every single year.
Winnipeg -
2026-03-16
I had a great experience renewing my license here. The staff was friendly, efficient, and made the whole process simple.
Winnipeg -
2025-12-27
I love this location. I always get my mpi stuff done here. I can count on a fun experience complaining about bad drivers, bad roads, and the latest Trumpisms. I actually look forward to my MPI renewals! Hahaha. Thanks Wyatt Dowling Reenders Square. :-)
Winnipeg -
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Visit Western Financial Group in Winnipeg for comprehensive insurance solutions that cover your home, business, vehicle, and more. We provide services such as:
Car Insurance - Protect your vehicle with affordable and reliable coverage.
Home Insurance – Secure your home and belongings from unexpected events.
Business Insurance – Safeguard your business operations with tailored policies.
Farm Insurance – Coverage to protect your farm, equipment, and livestock.
Life Insurance – Plan for the future and protect your family’s financial security.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
Located in the Reenders Square neighbourhood of Winnipeg, our branch serves residents and businesses in this east-end community, known for its mix of residential streets, local parks, and easy access to nearby shopping and services. Reenders Square is part of the larger East Kildonan area, offering a family-friendly environment with a strong sense of community and convenient connections to downtown Winnipeg and major routes like Henderson Highway. Reenders Square stands out for its balance of suburban comfort, community amenities, and accessibility, making it ideal for families and small business owners.
What sets the Reenders Square branch apart is our deep understanding of local insurance needs in East Kildonan. Whether you’re protecting your home, vehicle, or business, our team provides personalized, tailored solutions that reflect the unique characteristics of the neighbourhood.
Your Western Financial Group Insurance Brokers at the Reenders Square branch offers a wide range of insurance solutions, including car insurance, home insurance, and business insurance, as well as other personal and commercial coverage options. We focus on customized advice, proactive risk management, and reliable claims support, helping you protect what matters most in East Kildonan and throughout Winnipeg.
Choosing our Reenders Square location means working with a local Winnipeg broker committed to community-focused service, tailored coverage, and trusted guidance for both residents and businesses in the area.
With 13 locations across the city of Winnipeg, Western Financial Group has the proud distinction of being the city’s largest insurance broker and one of the largest brokerages in Manitoba. Western Financial Group is a proud partner of the Winnipeg Blue Bombers.
At our Winnipeg branches, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.
When you buy car insurance, you must have a valid vehicle registration and get mandatory basic Autopac insurance from the Manitoba Public Insurance Corporation.
Autopac insurance includes personal injury insurance, all-perils insurance, and third-party liability insurance.
The average cost of car insurance in Manitoba right now is between $1,000 and $1,350 per year, depending on your vehicle type, optional coverage, and driving history. The recent rate increase by Manitoba Public Insurance adds about $51 to annual premiums, meaning most drivers are seeing average annual costs between $1,140 and $1,350 for typical coverage. That's about $100 a month.
Basic third-party liability coverage insures you up to $500,000 for claims that are made against you. You can get Autopac coverage to increase your third-party liability protection to $1 million, $2 million, $5 million, $7 million or $10 million.
You can also get higher liability limits through Special Risk Extension coverage.
To lower your auto insurance premiums, you’ll want to maintain a clean driving record, try bundling your car insurance with your home insurance policy, increase your deductible, and install approved anti-theft devices. Some insurers also offer discounts for completing defensive driving courses.
In Manitoba, car insurance is provided through the Manitoba Public Insurance (MPI) Autopac program, which is mandatory for every registered vehicle. Basic Autoplan (the minimum coverage) includes $500,000 in third party liability coverage, which can optionally be increased. The standard deductible for MPI Basic Autopan is $750 - this is the amount you have to pay out-of-pocket before MPI covers the rest of any damages.
No, you absolutely need insurance to drive a car in Winnipeg, or anywhere in Manitoba. The minimum fine for a first offense of driving without car insurance in Manitoba is a hefty $5,000, which can go up to $25,000. You might also be charged with extra court costs and surchrages, along with potential license suspension and vehicle impoundment. Make sure your insurance is up to date!
In Manitoba, if you are found 100% not at fault for the accident, you typically don't have to pay the deductible, or it'll be refunded. Sometimes you may need to pay a deductible to quickly get your vehicle repaired while it's still unclear who was at fault in the accident. If MPI determines that the other driver was at fault, they will waive or fully refund your deductible and cover the cost of your repairs.
Home insurance is not mandatory in Manitoba, but if you have a mortgage your lender will likely require you to have an insurance policy.
Home insurance helps you protect against:
Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.
Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.
You’ll be protected and have peace of mind with home insurance in Winnipeg.
Did you know that your home insurance policy does not cover damages or accidents that happen due to you running your business at your Winnipeg home?
5 Questions about insuring your home business
Property insurance could include just your home, or it could include a farm, business, or outbuildings. The cost of property insurance in Winnipeg varies widely depending on factors such as location, property value, and coverage options. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Manitoba.
The average cost of home insurance in Winnipeg, Manitoba ranges from $80 to over $100 per month, or $1000-$2000 annually, depending on factors such as location, property value, local weather, proximity to a fire station, whether you work from home or rent out your home, and any extra coverage options you opt for. Keep in mind that your unique home insurance rate really does depend on many factors, so these averages may not be accurate for your specific situation. For more precise estimates, reach out and we’ll help you compare quotes from insurance providers across Manitoba.
When you reach out to us about home insurance in Winnipeg, MB, you'll typically need to provide details about your property including its age, construction materials, square footage, and any safety features you’ve already installed. Information about your personal claims history may also be required. Don't worry, we'll walk you through it!
Make sure your local home insurance policy includes coverage for the dwelling itself, personal property, liability protection, and additional living expenses in case of temporary displacement. Give us a call and we’ll help you understand exactly what your specific situation needs, including any optional coverages, such as sewer backup or overland water protection.
At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Brooks and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.
August 19, 2026
