Broker Information
Schomberg, Ontario
Reviews: 4.9
Contact Branch
(905) 939-0785
schomberg@westernfg.ca
Location
Unit 13, 17250 ON-27, Schomberg, ON L0G 1T0
Hours
Mon-Thu: 9:00am - 5:00pm
Fri: 9:00am - 4:30pm
Sat: Closed
Sun: Closed
Car · Home · Business
Best Insurance Broker in Schomberg, ON
Whether you’re searching for car insurance, truck insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Schomberg, ON, with over 100 years of experience. As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you.
100% Canadian Owned
Serving Customers since 1905
13,000+ Reviews Across Western | 4.5
Your Trusted Insurance Broker in Schomberg, ON
2026-05-14
Lisa is absolutely amazing to deal with! She is proactive when looking for alternative options, detailed orientated, and explains things is a clear and simple manner! Thank you Lisa!!
Schomberg - ON
2026-04-30
s a new client, my experience with this car insurance provider has been very positive. The sign-up process was quick and easy, with clear coverage options that helped me choose the right plan without confusion.
Schomberg - ON
2026-04-20
Had the pleasure of working with Norma McCall on our insurance renewal. The process was easy, transparent and very professional. Norma responded to our questions in a very timely manner and explained the coverage in great detail. In today’s business world - client care is forgotten or lost in most industries - it was refreshing to experience firsthand excellent and exceptional service from Norma. Thank you Norma.
Schomberg - ON
Why Choose Western
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Serving Canadians Since 1905
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Over $9M donated since 2001 to strengthen communities.
Your local Canadian insurance broker in Schomberg, Ontario.
At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:
- Car Insurance – Protect your vehicle with affordable and reliable coverage.
- Home Insurance – Secure your home and belongings from unexpected events
- Boat Insurance – Stay protected while enjoying life on the water.
- Business Insurance – Safeguard your business operations with tailored policies.
- Farm Insurance – Coverage to protect your farm, equipment, and livestock.
- Life Insurance – Plan for the future and protect your family’s financial security.
Western Financial Group is a proud member of the Insurance Brokers Association of Ontario.
Proudly Supporting the Schomberg Community
Schomberg is a village of about 3,000 residents in York Region, about an hour northwest of Toronto. Surrounding communities include Tottenham, Nobleton, Bolton, Alliston, Markham, Caledon East, Newmarket, and Barrie.
Schomberg has over 135 businesses and it’s a hub for the agricultural community in King Township and its neighboring communities. It’s also a strategic location, at the intersection of Highway 27 and Highway 9, to transportation routes to Southern Ontario.
South of Schomberg near the Allstone Quarry Products property is a large Inukshuk, a collection of stones assembled to resemble a human shape. It’s considered to be one of the largest in the world and is known as “Little Joe” by local residents.
Schomberg was originally called Brownsville, named after the Brown family of four brothers who came from Pennsylvania and settled here in the 1830s. The brothers were responsible for establishing the first mill and the first bank in the area. In 1851, Brownsville had 135 inhabitants and a grist mill, a sawmill, a tannery, a two-room schoolhouse, and a church.
In 1861 when the community applied for a post office, the name Brownsville was turned down because another post office with the same name was already in operation in York County.
The following year in 1862, the community was renamed Schomberg, likely named for the third Duke of Schomberg and 1st Duke of Leinster, a general under King William III of England.
The Schomberg and Aurora railway operated from 1902 until 1927 and brought prosperity to Schomberg.
The village has continued to grow at a modest pace over the years and has kept its country charm.
Western Financial Group is a proud member of the Insurance Brokers Association of Ontario.
Comparing Insurance Options Across Canada
Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.
Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
What do I need to know about car insurance in Schomberg, Ontario?
As a resident of Ontario, you need mandatory car insurance coverage that protects you, your passengers, and other drivers.
Under the Compulsory Automobile Insurance Act of Ontario, it is illegal to drive a motor vehicle that is not insured.
There are four types of car insurance that are legally required in Ontario:
- Third-party Liability Coverage: You must have a minimum of $200,000 in third-party liability coverage as part of your mandatory car insurance. It’s highly recommended that you purchase a higher limit. It protects you if someone is killed or injured, or their property is damaged, and you are found to be legally liable.
- Statutory Accidents Benefits Coverage: It provides you with benefits if you are injured in an accident, no matter who is found to be responsible. It includes supplementary medical, rehabilitation and attendant care, caregiver, non-earner and income replacement benefits, and there are options to increase most of these coverages.
- Direct Compensation- Property Damage (DCPD) Coverage: It covers damage to your car or its contents, and for the loss of use of your car or its contents, if another person was at fault for the accident. It is called direct compensation because even though someone else causes the damage, you collect directly from your own insurer.
Insurance coverage under the DCPD section only applies if the following conditions are met: The accident took place in Ontario and there was at least one other vehicle involved in the accident. At least one of the other vehicles is insured by an insurance company licensed in Ontario.
- Uninsured Automobile Coverage: It protects you and your family if you are injured or killed by a hit-and-run driver or by an uninsured motorist. It covers damage to your car caused by an identified uninsured driver.
What do I need to know about home insurance in Schomberg, Ontario?
Home insurance is not mandatory in Ontario, but if you have a mortgage your lender will likely require you to have an insurance policy.
Home insurance helps you protect against:
- Theft
- Fire
- Third- party “slip and fall” accidents
- Vandalism
Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.
Home insurance also covers your personal belongings and helps protect you should someone get injured at your Schomberg home.
You’ll be protected and have peace of mind with home insurance in Schomberg.
What do I Need to Know about Boat Insurance in Bolton, Ontario?
When you get Ontario boat insurance, it protects your boat and its motor, boating equipment, and boating accessories like lifejackets, GPS, depth sounders, and many other items.
Without boat insurance in Ontario, you will be responsible for paying out of pocket for any lawsuits or legal fees, damages to another person’s boat, and uninsured medical costs. While boat insurance isn’t legally required in Ontario, can you afford to be without it?
Your lender may require that your Ontario boat has insurance and many marinas require liability insurance for mooring and docking.
How much boat liability insurance is needed in Ontario?
It’s recommended that you have $3 million or more in boat liability insurance coverage as part of your marine insurance policy to protect yourself as an Ontario boat owner. It helps cover such things as legal fees and uninsured medical bills, which are expensive without boat insurance.
How much is boat insurance in ON?
Boat insurance in Ontario can typically cost between $300 and $1,000 a year for most recreational boat owners. It can also range from $250 to thousands of dollars yearly, depending on factors like the value of your boat, its age, past claims, and where you boat. The cost of boat insurance is usually around 1.5% of your boat's value. For example, a $20,000 boat in Ontario may cost around $300 to insure annually.
What questions do I need to answer to get Ontario boat insurance?
When you’re getting marine insurance in (city), your Ontario boat insurance expert will typically ask you to provide details about your boat including its age, value, length, type of motor, and any safety features you’ve installed. Information about your personal claims history may also be required.
What are the 3 main types of boat insurance in Ontario?
Liability insurance
Liability insurance helps financially protect you if you are responsible for causing injury or death to others or damaging someone else’s property while operating your Ontario boat. It’s designed to protect you against lawsuits related to incidents for which you are legally responsible when operating your boat. $3 million is the recommended amount in liability insurance.
All-risk Ontario boat insurance
All-risk marine insurance provides broad protection for your Ontario boat by covering any loss or damage unless it’s specifically excluded in your boat insurance policy. This makes it the most comprehensive type of marine coverage available for recreational boats in Ontario.
Hull and machinery (Property/Collision Coverage)
Hull and machinery insurance protects against physical damage to your Ontario boat, including collision with other boats or objects, and may also cover equipment attached to the boat.
Western Proudly Supports Our Canadian Communities
At Western, caring is at the heart of everything we do. We are dedicated to making a meaningful difference in Schomberg and across Canada by actively supporting the causes that matter most to our customers, employees, and neighbours. Our commitment to care drives us to create a positive, lasting impact every day.
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