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Car and home insurance in
Schomberg, Ontario

Welcome to your Western Financial Group Schomberg insurance brokerage. 

As your Schomberg insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products. Let our insurance experts be your trusted source for personal and business insurance.

We are dedicated to helping you find the right insurance in Schomberg.

Reviews: 4.8

Location: Unit 13, 17250 ON-27, Schomberg, ON L0G 1T0

Hours:

Mon-Thu: 9:00am - 5:00pm 
Fri: 9:00am - 4:30pm 
Sat: Closed 
Sun: Closed

Email: schomberg@westernfg.ca

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Reviews: 4.8

Location: Unit 13, 17250 ON-27, Schomberg, ON L0G 1T0

Hours:

Mon-Thu: 9:00am - 5:00pm 
Fri: 9:00am - 4:30pm 
Sat: Closed 
Sun: Closed

Email: schomberg@westernfg.ca

toronto skyline

Welcome to your Western Financial Group Schomberg insurance brokerage. 

As your Schomberg insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products. Let our insurance experts be your trusted source for personal and business insurance.

We are dedicated to helping you find the right insurance in Schomberg.

Look no further if you’re needing car and truck insurance today.

Schomberg is a village of about 3,000 residents in York Region, about an hour northwest of Toronto. Surrounding communities include Tottenham, Nobleton, Bolton, Alliston, Markham, Caledon East, Newmarket, and Barrie.

Schomberg has over 135 businesses and it’s a hub for the agricultural community in King Township and its neighboring communities. It’s also a strategic location, at the intersection of Highway 27 and Highway 9, to transportation routes to Southern Ontario.

South of Schomberg near the Allstone Quarry Products property is a large Inukshuk, a collection of stones assembled to resemble a human shape. It’s considered to be one of the largest in the world and is known as “Little Joe” by local residents.

The sculpture was constructed from 11 granite slabs brought in from the Grenville Mountains in the Canadian Shield, which as some of the oldest known rock formations. In the Inuit language, inukshuk means something that acts for, or performs the function of, a person. It is considered bad luck to disassemble an Inukshuk.

Schomberg was originally called Brownsville, named after the Brown family of four brothers who came from Pennsylvania and settled here in the 1830s. The brothers were responsible for establishing the first mill and the first bank in the area. In 1851, Brownsville had 135 inhabitants and a grist mill, a sawmill, a tannery, a two-room schoolhouse, and a church.

In 1861 when the community applied for a post office, the name Brownsville was turned down because another post office with the same name was already in operation in York County.

The following year in 1862, the community was renamed Schomberg, likely named for the third Duke of Schomberg and 1st Duke of Leinster, a general under King William III of England.

The Schomberg and Aurora railway operated from 1902 until 1927 and brought prosperity to Schomberg.

The village has continued to grow at a modest pace over the years and has kept its country charm.

Western Financial Group is a proud member of the Insurance Brokers Association of Ontario

Insurance brokers find the best insurance package at the right price.

Our Insurance Brokers save you time and stress by hand-selecting the best insurance quotes across different providers to match your specific needs. After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

Learn more about how insurance brokers compare rates across Canada

What do I need to know about car insurance in Schomberg, Ontario?

As a resident of Ontario, you need mandatory car insurance coverage that protects you, your passengers, and other drivers.

Under the Compulsory Automobile Insurance Act of Ontario, it is illegal to drive a motor vehicle that is not insured.

There are four types of car insurance that are legally required in Ontario:

  • Third-party Liability Coverage: You must have a minimum of $200,000 in third-party liability coverage as part of your mandatory car insurance. It’s highly recommended that you purchase a higher limit. It protects you if someone is killed or injured, or their property is damaged, and you are found to be legally liable.
  • Statutory Accidents Benefits Coverage: It provides you with benefits if you are injured in an accident, no matter who is found to be responsible. It includes supplementary medical, rehabilitation and attendant care, caregiver, non-earner and income replacement benefits, and there are options to increase most of these coverages.
  • Direct Compensation- Property Damage (DCPD) Coverage:       It covers damage to your car or its contents, and for the loss of use of your car or its contents, if another person was at fault for the accident. It is called direct compensation because even though someone else causes the damage, you collect directly from your own insurer.

Insurance coverage under the DCPD section only applies if the following conditions are met: The accident took place in Ontario and there was at least one other vehicle involved in the accident. At least one of the other vehicles is insured by an insurance company licensed in Ontario.

  • Uninsured Automobile Coverage: It protects you and your family if you are injured or killed by a hit-and-run driver or by an uninsured motorist. It covers damage to your car caused by an identified uninsured driver.

5 Questions about mandatory car insurance in Ontario

What do I need to know about home insurance in Schomberg, Ontario?

Home insurance is not mandatory in Ontario, but if you have a mortgage your lender will likely require you to have an insurance policy.

Home insurance helps you protect against:

  • Theft
  • Fire
  • Third- party “slip and fall” accidents
  • Vandalism

Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.

Home insurance also covers your personal belongings and helps protect you should someone get injured at your Schomberg home.

You’ll be protected and have peace of mind with home insurance in Schomberg.

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