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How It's Easy to Switch Your Insurance and Save

How It’s Easy to Switch Your Insurance and Save

Switching your car, home or business insurance can help you save money and get your insurance better customized to your needs. It takes just a few easy steps.

Western Financial Group is a national insurance brokerage that works with Canada’s leading insurance providers to find the best coverage for your needs at the right value for you. Switching is easy and you can bundle and save when you switch.

How switching insurance is easy with Western

  • We’ll do the insurance shopping for you.
  • We’ll find you customized coverage for your needs.
  • We’ll help you save? Do you qualify for discounts for car or home insurance?

How to switch your car and home insurance

  1. You can get a free insurance quote by filling out our Fast Path form.
  2. To speak to a Western insurance expert, call or text 1-866-860-1958.
  3. We’ll call you back right away to ask about your insurance needs.

At Western, we’ll compare the best rates and then contact you with the best insurance coverage for your needs.

You should not cancel your existing car or home insurance policy until you have other coverage in place to protect yourself and your loved ones.

It’s important to have confirmation from your former insurance provider that your car or home insurance policy has been cancelled.

Do I have to wait to switch insurance companies?

No. You can switch insurance companies whenever you want. It’s a good idea, though, to wait until your insurance policy renewal date to avoid paying cancellation penalties if you’re mid-way through your policy.

Did you know? Changing insurance companies will not affect your insurance rate.

Here’s how it’s easy to switch your car insurance policy

You’ll need your driver’s licence, along with the driver’s licence of anyone else in your household that will be on your car insurance policy. You will also need the VIN (vehicle identification number) for your car.

You’ll need to say whether your vehicle is financed or leased along with the payment details, if applicable.

Ask for discounts that may apply to help you save money when you switch your car insurance. Discounts can include:

  • You’ve have been accident-free for a specified period of time, which varies depending in which province you live.
  • You drive fewer than 10,000 kilometres a year.
  • You own a hybrid or electric vehicle that is recognized by the Insurance Bureau of Canada (IBC).
  • You have no convictions within a specified period of time.
  • You have both home and auto insurance with Western

How it’s easy to switch your home insurance policy

Remember to let your mortgage lender know that you are switching home insurance providers.

You’ll need to provide detailed, accurate, up-to-date information about your home, such as square footage, how your home is heated, and if there are any recent renovations.

Again, remember to ask for discounts that may apply to your home insurance to help you save. Discounts can include home security technology, fire alarm security, bundling, and mature owner status.

Can I switch my home insurance with an open claim?

You can, but your claim stays with the insurance provider that handled your claim when the event occurred, even if you switch to a different insurance company.

How it’s easy to switch your business insurance

Is your business insurance keeping up with your business’s growth?

Key questions to consider when reviewing your business insurance:

  • Have you changed your business’s name, location, or the products or services that you provide?
  • Does your current policy reflect the correct values that you have for business contents, including stock and equipment?
  • Are you comfortable with liability limits you currently have on your policy?
  • Have you hired more employees?
  • Are you offering new products/services, or are you offering new products/ services outside Canada?
  • Have you renovated your current location or added a new location?
  • Have you bought new equipment, including technology that improves the production and security of your business, building, or employees?
  • Have you changed the ownership structure of your business?

When you switch your business insurance, ask about business insurance discounts:

  • Safety discounts: Does your business have special features such as burglar alarms, sprinklers, security cameras, or a high-quality roof.
  • Bundling discount: Ask if you can get a discount if you bundle your home and car insurance with your business insurance.
  • Loyalty discount: Insurers tend to reward customers who stay with them.
  • Increase your deductible.

You can get a business insurance quote by calling us at: Call us 888-594-3104 and filling out the form to tell us about your business insurance needs.

Western makes switching your car, home, or business insurance easy for you.

When you choose Western Financial Group as your insurance partner, you receive the following and much more:

  • Bundle your home, car, and recreational vehicles to save
  • Our insurance experts get you personalized coverage
  • Peace of mind if you file a claim
  • Business insurance that grows with your small business
  • You can be confident you’ll get right coverage at the right value