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Best car insurance, business insurance, and home insurance in Salmo, British Columbia

Whether you’re searching for car insurance, ICBC renewals, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Salmo, BC, with over 100 years of experience.

As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim. 

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Why Choose Western

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We shop across trusted providers to find you the best coverage.

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Over 8,000 Five-Star Reviews

Reviewed by Canadians in our communities nationwide.

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Serving Canadians Since 1905 
Over a century of experience delivering trusted insurance solutions.

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Our local insurance experts understand your specific needs.

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Your local Canadian insurance broker in Salmo, BC.

At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:

  1. Car Insurance – Protect your vehicle with affordable and reliable coverage.
  2. Home Insurance – Secure your home and belongings from unexpected events.
  3. Business Insurance – Safeguard your business operations with tailored policies.
  4. Farm Insurance – Coverage to protect your farm, equipment, and livestock.
  5. Life Insurance – Plan for the future and protect your family’s financial security.

We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Proudly Supporting the Salmo Community

Salmo is a village municipality in southeastern British Columbia with over 1,139 residents. Founded in the late 19th century, Salmo features all season activities (hiking, fishing, biking, golfing and skiing). Don’t miss Stagleap Provincial Park, Erie Creek Provincial Park and tours of the West Kootenays.

As your Salmo insurance brokers, we offer car and truck insurance, home insurance, business insurance, farm insurance and life insurance. We have access to many other superior products.

A supporter of our Western Communities Foundation , we’ve donated over $21,000 to Salmo Children’s Centre, Salmo Public Swimming Pool and Regional Animal Protection Society etc.

At Western’s Salmo brokerage, we have competitive rates and outstanding customer service. We’ll listen to your concerns and help you customize a policy that fits your needs today and as they change.

Western Financial Group is a proud member of the Insurance Brokers Association of British Columbia. 

Comparing Insurance Options Across Canada

Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.

Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.

Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!

What do I need to know about car insurance in Salmo, B.C?

It’s mandatory for all drivers to purchase car insurance from ICBC to help ensure that they are protected with a basic level of coverage.

Basic autoplan insurance for ICBC includes $200,000 in third-party liability coverage. Third-party liability helps protect you in cases such as non-vehicle property damage or driving out of province, and it can protect you in situations where the law permits the other driver to sue.

If you make a third-party liability claim against the person who's responsible for a car crash and they don't have enough insurance to pay for your claim, Underinsured Motorist Protection (UMP) covers you. Basic underinsured motorist protection covers you and members of your household for claims of up to $1 million per insured person.

If you want to increase the amount of coverage you have in the event, you're responsible for a crash, you may want to consider extended third-party liability coverage, an optional Autoplan coverage.

5 Things to Know About ICBC Coverage for Occasional Drivers

What do I need to know about home insurance in Salmo, B.C?

Home insurance isn't mandatory in British Columbia, but most banks or mortgage lenders will require you to purchase home insurance coverage if you have mortgage.

Home insurance helps you protect against:  Theft,  Fire, Third- party “slip and fall” accidents, Vandalism.

You may want to consider adding earthquake coverage to your home insurance policy to protect you should your home suffer catastrophic damage in an earthquake. Every earthquake insurance policy is different, but typically includes three types of earthquake coverage.

  • Dwelling coverage helps cover the cost of repairing or rebuilding your home.
  • Personal property coverage helps replace personal property like electronics and furniture.
  • Loss-of-use coverage helps cover additional living expenses if you must move out while your home is rebuilt or repaired.

Top 5 Things to Know About Renewing ICBC Car Insurance

 

Broker Information

Salmo, British Columbia

Reviews: 5.0

Contact Branch
877-721-3030
Salmo@westernfg.ca

Location
118 Main St, Salmo, BC V0G 1Z0

Hours

Mon-Fri: 9:00am - 5:00pm

Your Trusted Insurance Broker in Salmo, BC

one_star.png one_star.png one_star.png one_star.png one_star.png 4.5 Stars

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2025-06-18

Extremely Competent and Knowledgeable Staff. Excellent customer service and a very pleasant experience every time.

Trudie Ross
Salmo - BC

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2025-04-24

Super friendly and knowledgeable staff, Patricia she is Awesome. She needs a raise best customer service. She helped me above and beyond. Excellent service.

Hareesh Menon
Salmo - BC

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2025-03-31

Lela helped me with a bunch of transactions to take my Mom off of all of my Mom/Dad's joint policies when she passed away. We dropped in without an appointment and she was knowledgeable, thorough and explained everything we needed to ensure all was done correctly and that I understood absolutely everything - she even went out in the rain to get my Dad's signatures! She was so great, even though things were busy that day. Thank-you Lela, and Selena, who was also very helpful with additional insight and advice when we needed it!

Laurie O'Neill
Salmo - BC