We're Moving!
The Miramichi branch is moving to 40 Pleasant Street. Our new location will be open to customers on March 2nd. Visit us in person or email Miramichi@westernfg.ca with any questions.
Best car insurance, home insurance, and business insurance in Miramichi, New Brunswick
Whether you’re searching for car insurance, boat insurance, home insurance, business insurance, farm insurance, or life insurance, we are your trusted local experts in Miramichi, NB, with over 100 years of experience.
As brokers for Canada’s top insurance providers, we compare options nationwide and handle the details to secure the best coverage at competitive rates— insurance tailored just for you. We'll also provide top rated customer support if you ever need to submit a claim.
Contact us today for a FREE quote and protect what matters most!
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Your local Canadian insurance broker in Miramichi, New Brunswick.
At Western Financial Group, we offer a wide range of insurance products to protect your home, business, vehicle, and more. Our services include:
- Car Insurance – Protect your vehicle with affordable and reliable coverage.
- Home Insurance – Secure your home and belongings from unexpected events.
- Business Insurance – Safeguard your business operations with tailored policies.
- Farm Insurance – Coverage to protect your farm, equipment, and livestock.
- Life Insurance – Plan for the future and protect your family’s financial security.
We also provide insurance solutions for local welders through the Christian Labour Association of Canada (CLAC). Western Financial Group is a proud member of the Insurance Brokers Association of New Brunswick.
Proudly Supporting the Miramichi Community
Miramichi, situated along the scenic Miramichi River in northeastern New Brunswick, is home to a vibrant community of approximately 17,000 residents. If you live here like our team, you’ll cherish the city’s rich history, warm hospitality, and strong sense of community pride!
A proud supporter of our charitable arm, the Western Communities Foundation, your Miramichi branch is proud to support our local Foodbank and fund-raise for local initiatives.
Count on us to help you find the right car insurance, home insurance, business insurance, and more. We understand the unique needs of our New Brunswick neighbours and are committed to providing personalized solutions. Our experienced team will work closely with you to design coverage that fits your life—now and as your needs evolve!
Western Financial Group is a proud member of the Insurance Brokers Association of New Brunswick.
Comparing Insurance Options Across Canada
Q: What does an insurance broker do?
A: Western's insurance brokers find the best insurance package at the right price.
Insurance brokers can compare quotes and services across different insurance providers. Western's Insurance Brokers save you time and stress by hand-selecting the best insurance quotes nation-wide to match your specific needs and helping you compare them.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
Top Miramichi Insurance FAQs
Is car insurance mandatory in Miramichi?
Yes. All vehicles operated in New Brunswick must carry a minimum level of insurance coverage, including cars, trucks, ATVs, buses, and more.
What is the minimum required car insurance coverage in Miramichi?
The law requires at least $200,000 in third-party liability coverage per accident. Most drivers also choose higher limits and additional coverage for better protection.
What does mandatory car insurance cover in New Brunswick?
Mandatory coverage includes: Third-party liability (injury or property damage to others), accident benefits (medical, disability, funeral, and death benefits), and direct compensation—property damage (DC-PD) for damage to your own vehicle when another driver is at fault.
What car insurance is optional in New Brunswick?
Common optional coverages include: Comprehensive (non-collision damage, e.g., theft, fire), collision (damage to your car from a collision), and higher liability limits.
How can I save on car insurance in Miramichi?
Maintain a clean driving record, choose a less expensive vehicle to insure, consider higher deductibles, and let our insurance experts at Western shop around for the best possible rate for your needs!
Is home insurance mandatory in New Brunswick?
No, home insurance is not legally required in Canada. However, most mortgage lenders will require you to have a policy before approving a loan. Besides, it’s a good idea to protect one of your biggest investments!
What affects the cost of home insurance in Miramichi, NB?
A lot goes into calculating the exact cost of your home insurance (location, age of home, claims coverage, and more), which is why it’s important to speak to Western about your unique situation. We compare home insurance providers across New Brunswick to help you get the best possible coverage and identify opportunities for discounts.
What types of home insurance are available in New Brunswick?
Cost and coverage varies quite a bit depending on your unique home, which is why it’s a good idea to speak to one of our insurance experts about your situation. Some different home insurance types include:
- Standard homeowner’s insurance
- Condo insurance
- Tenant (renter’s) insurance
- Rental property insurance
- Cottage/cabin insurance
- Mobile home insurance
- Tiny home insurance
Does my Miramichi home insurance cover everything?
It depends on the optional coverages you’ve added on. We can help you check your coverage and understand your needs. Usually, home insurance doesn’t automatically cover flooding, earthquakes, wear and tear, or basic maintenance. You may also need to talk to an insurance expert to make sure all valuables in your home are covered, like jewelry or collectibles.
Your Trusted Insurance Broker in Miramichi, New Brunswick
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